620 Cole Ave, Raeford, NC 28376 Property Records

Hoke County property record for 620 Cole Ave, Raeford, NC 28376 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,888 sqft · built 1994
Lot Size	0.8 acres (34,860 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (May 2006)
Tax Bill	$1,234 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`694241101065`

Property Details

APN / Parcel Number

Primary APN	`694241101065`
Alternative APN	`112146`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	34,860 sqft (0.8 acres)
Lot Dimensions	210 ft deep x 166 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft
Deck Area	218 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	112146
Street Address	620 COLE AVE
City	RAEFORD
State	NC
Zip	28376-5657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#5 SUNSET HILLS 4 338/3 NEW HOUSE 1-1-95 U/C FLAG FOR NEW CAR SHELTER FOR 2015 NEW GARAGE FOR 2021
Legal Township	06
Legal Section	94
Legal Subdivision	SUNSET HILLS
Jurisdiction	HOKE NC
Township / Civil Division	RAEFORD
Census Block Group	1
Census Block	1038
Census Tract	970202

Owner

Source: Hoke County records · APN 694241101065

Assessment roll updated October 20, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	620 COLE AVE, RAEFORD, NC 28376-5657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 12, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 08, 2007	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 20, 2009	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage LEND-A-LOAN LLC
Jan 13, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage LEND-A-LOAN LLC
May 31, 2006	Warranty Deed, Transfer · Stand-Alone Second Mortgage OPTION ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2006 · Amount on Record
Deed Sale	May 31, 2006 · Amount on Record
Deed Document Number	20063755
Deed Book / Page	716 / 514
Last Transfer Date	Jan 06, 2026
Transfer Doc	001636/791
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	620 COLE AVE, RAEFORD, NC 28376-5657
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001419/102
Date	Jan 04, 2022
Book Page	1419/102
Instrument	73

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2037

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	620 COLE AVE, RAEFORD, NC 28376-5657
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001482/726
Date	Apr 12, 2023
Book Page	1482/726
Instrument	2115

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	620 COLE AVE, RAEFORD, NC 28376-5657
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 COLE AVE, RAEFORD, NC 28376-5657

Mortgage

Document Number	001581/803
Date	Mar 20, 2025
Book Page	1581/803
Instrument	1739

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	620 COLE AVE, RAEFORD, NC 28376-5657
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00772/0973
Date	Aug 08, 2007
Book Page	772/0973
Instrument	05937

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2022

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	620 COLE AVE, RAEFORD, NC 28376-5657
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00881/0875
Date	Nov 20, 2009
Book Page	881/0875
Instrument	08292

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2029

Interest

Rate Type	Fixed Rate
Rate	3.75%
Change Frequency	2 Years
Min Rate At Change	4.75%
Index	1-Year T-Bill
Margin	1
Max Rate	11.7%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	620 COLE AVE, RAEFORD, NC 28376-5657
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 COLE AVE, RAEFORD, NC 28376-5657

Mortgage

Document Number	001636/574
Date	Jan 12, 2026
Book Page	1636/574
Instrument	175

Lender

Name	LEND-A-LOAN LLC
Type	Mortgage Company
Address	340 E BIG BEAVER RD STE 400, TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2041

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOKE NC
Recording Date	Jan 13, 2026
Property Address	620 COLE AVE, RAEFORD, NC 28376-5657
Document Number	001636/791
Book / Page	1636 / 791
Instrument Date	Jan 06, 2026
Instrument	191
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 COLE AVE, RAEFORD, NC 28376-5657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 COLE AVE, RAEFORD, NC 28376-5657

Mortgage

Document Number	0000000175
Date	Jan 13, 2026
Instrument	175

Lender

Name	LEND-A-LOAN LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2041

May 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	May 31, 2006
Property Address	620 COLE AVE, RAEFORD, NC 28376-5657
Document Number	00716/0514
Book / Page	716 / 0514
Map Reference	MB3 SL338
Instrument Date	May 26, 2006
Instrument	03755
Transaction Type	Transfer
Record Updated	Nov 08, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003757
Date	May 31, 2006
Instrument	03757

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2036

Mortgage

Document Number	00716/0517
Date	May 31, 2006
Book Page	716/0517
Instrument	03756

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92618

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.45%
Type Change Date	Jun 01, 2008
Change Frequency	6 Months
Min Rate At Change	8.45%
Max Rate At Change	11.4%
Index	6-Month LIBOR
Max Rate	14.4%

Tax Assessment & Valuation

Source: Hoke County records · Assessment roll updated October 20, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Hoke County
Municipality	Raeford City
Unified School District	Hoke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,234.00 (+0.33%)	$168,510 (-) Land $20,920 Building $147,590	$168,510 (-) Land $20,920 Building $147,590
2023		$168,510 Land $20,920 Building $147,590	$168,510 (-) Land $20,920 Building $147,590
2022	$1,230.00		$168,510 Land $20,920 Building $147,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hoke County (37093C), updated July 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370939702021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016, river or lake flooding, Hurricane Matthew

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	About 1 in 901 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 73 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cole Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures