Lauderdale County property record for 620 Co Rd 322, Florence, AL 35634
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,468 sqft · built 1960 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (May 2015) |
| Tax Bill | $1,868 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 16-02-03-0-002-010-000 |
| Primary APN | 16-02-03-0-002-010-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,468 sqft Living Area |
| 1st Floor Area | 2,468 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 200 ft deep x 106 ft wide |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Bath House | 900 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 21142 |
|---|---|
| Street Address | 620 COUNTY ROAD 322 |
| City | FLORENCE |
| State | AL |
| Zip | 35634-3662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 160WF X 200 IRR KILBURN BEACH LOT 12 AND E/2 OF LOT 11 .6 AC/C SEC 03 T2S R10W PB 3 PG 35 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 03 |
| Legal Subdivision | KILBURN BEACH |
| Legal Lot Number | 12,11 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 11502 |
620 Co Rd 322 is owned and occupied by an individual who bought it in May 2015.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 620 COUNTY ROAD 322, FLORENCE, AL 35634-3662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2015 · Amount on File |
| Deed Sale | May 28, 2015 · Amount on File |
| Deed Document Number | 0201521154 |
| Deed Book / Page | 2015 / 21154 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 620 COUNTY ROAD 322, FLORENCE, AL 35634-3662 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/69553 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 2021/69553 |
| Name | LISTERHILL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 3, 2031 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 620 Co Rd 322 was $1,868 with a homeowner's exemption.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,868.00 Homeowner's exemption | $55,020 (-) | $549,780 (-) Land $261,500 Building $288,280 |
| 2024 | $1,868.00 (-2.61%) Homeowner's exemption | $55,020 (+110.32%) Land $26,160 Building $28,860 | $549,780 (-) Land $261,500 Building $288,280 |
| 2023 | $1,918.00 (+24.22%) Homeowner's exemption | $26,160 (-41%) Land $26,160 | $549,780 (+23.99%) Land $261,500 Building $288,280 |
| 2022 | $1,544.00 Homeowner's exemption | $44,340 | $443,400 Land $224,200 Building $219,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 620 Co Rd 322 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1998–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Co Rd 322 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Xfinity.
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