620 Co Rd 1280, West Plains, MO 65775 Property Records

Howell County property record for 620 Co Rd 1280, West Plains, MO 65775

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1977
Lot Size	1.33 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$107,905 (Jun 2025)
Tax Bill	$478 (2025)
Deeds & Mortgages	Jul 2015 Mortgage Jun 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-2.2-09-000-000-010.00000`

Property Details

APN / Parcel Number

Primary APN	`15-2.2-09-000-000-010.00000`

Interior

Building Area	1,200 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Multi-Family
Lot Area	58,370 sqft
Lot Dimensions	233 ft deep x 250 ft wide

Location & Zoning

Street Address	620 COUNTY ROAD 1280
City	WEST PLAINS
State	MO
Zip	65775-4844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NWNE1/4
Legal Range	08W
Legal Township	24N
Legal Section	09
Legal Block	2
Jurisdiction	HOWELL MO
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2000
Census Tract	90700

Owner

620 Co Rd 1280 is owned and occupied by two individuals who bought it in June 2025.

Source: Howell County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 COUNTY ROAD 1280, WEST PLAINS, MO 65775-4844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2015	Deed of Trust, Mortgage · Conventional Mortgage LANDMARK BANK NA
Jun 30, 2025	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Nov 3, 2023	Quit Claim Deed, Transfer WILES ABSTRACT AND TITLE COMPANY INC, WILES ABSTRACT AND TITLE CO
Oct 11, 2022	Warranty Deed, Transfer · Closed-End Mortgage COMMUNITY FIRST BANKING COMPANY
Apr 16, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Nov 3, 2023
Deed Document Number	20252492
Prior Transfer Date	Nov 2, 2023
Prior Transfer Doc	02023R4482
Record Updated	Oct 29, 2026

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	620 COUNTY ROAD 1280, WEST PLAINS, MO 65775-4844
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02015R2599
Date	Jul 8, 2015
Instrument	2015R2599

Lender

Name	LANDMARK BANK NA
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2045

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWELL MO
Recording Date	Jun 30, 2025
Property Address	620 COUNTY ROAD 1280, WEST PLAINS, MO 65775-4844
Document Number	02025R2492
Instrument Date	Jun 26, 2025
Instrument	2025R2492
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WILES ABSTRACT AND TITLE COMPANY INC, WILES ABSTRACT AND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 COUNTY ROAD 1280, WEST PLAINS, MO 65775-4844

Mortgage

Document Number	02025R2493
Date	Jun 30, 2025
Instrument	2025R2493

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWELL MO
Recording Date	Nov 3, 2023
Property Address	620 COUNTY ROAD 1280, WEST PLAINS, MO 65775-4844
Document Number	02023R4482
Instrument Date	Nov 2, 2023
Instrument	2023R4482
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	WILES ABSTRACT AND TITLE COMPANY INC, WILES ABSTRACT AND TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 COUNTY ROAD 1280, WEST PLAINS, MO 65775-4844

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWELL MO
Recording Date	Oct 11, 2022
Property Address	620 COUNTY ROAD 1280, WEST PLAINS, MO 65775-4844
Document Number	02022R5233
Instrument Date	Oct 7, 2022
Instrument	2022R5233
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	WILES ABSTRACT AND TITLE COMPANY INC, WILES ABSTRACT AND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 COUNTY ROAD 1280, WEST PLAINS, MO 65775-4844

Mortgage

Document Number	02022R5234
Date	Oct 11, 2022
Instrument	2022R5234

Lender

Name	COMMUNITY FIRST BANKING COMPANY
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 7, 2042

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWELL MO
Recording Date	Apr 16, 2018
Property Address	620 COUNTY ROAD 1280, WEST PLAINS, MO 65775-4844
Document Number	02018R1448
Instrument Date	Jun 22, 2017
Instrument	2018R1448
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 COUNTY ROAD 1280, WEST PLAINS, MO 65775-4844

Tax Assessment & Valuation

The 2025 property tax bill for 620 Co Rd 1280 was $478, up 9.4% from the year before.

Source: Howell County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Howell County
Unified School District	West Plains R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,130 (-) Land $2,990 Building $8,140	$58,600 (-) Land $15,750 Building $42,850
2025	$478.00 (+9.38%)	$11,130 Land $2,990 Building $8,140	$58,600 Land $15,750 Building $42,850
2024	$437.00
2023		$9,940	$52,320 Land $14,060 Building $38,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 620 Co Rd 1280 in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1993–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 4 claims Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Co Rd 1280 is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 89% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Current High Speed Fiber · Fixed Wireless in parts of the area	2,500 / 1,000

May also be available: Wisper ISP.

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