DuPage County property record for 620 Clover Ct, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,260 sqft · built 1960 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jun 2020) |
| Tax Bill | $9,599 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-23-212-003 |
| Primary APN | 07-23-212-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,260 sqft Living Area |
| 1st Floor Area | 1,468 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 792 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Tri-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 19.5 ft deep x 11.5 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 620 CLOVER CT |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-6254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LAWNMEADOW |
| Legal Subdivision | LAWNMEADOW |
| Legal Lot Number | 53 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 846521 |
620 Clover Ct is owned and occupied by two individuals who bought it in June 2020.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 CLOVER CT, NAPERVILLE, IL 60540-6254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jun 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Sep 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| May 10, 2017 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2020 · Amount on File |
| Deed Sale | Jun 9, 2020 · Amount on File |
| Prior Sale | May 10, 2017 · Amount on File |
| Deed Document Number | 202058652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 620 CLOVER CT, NAPERVILLE, IL 60540-6254 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000108219 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | R2021-108219 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 1.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 9, 2020 |
| Property Address | 620 CLOVER CT, NAPERVILLE, IL 60540-6254 |
| Document Number | 0000058652 |
| Map Reference | DOC 777612 |
| Instrument Date | May 22, 2020 |
| Instrument | R2020-058652 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 CLOVER CT, 620, NAPERVILLE, IL 60540-6254 |
| Name | Verified Name |
|---|---|
| Address | 620 CLOVER CT, NAPERVILLE, IL 60540-6254 |
| Document Number | 0000058653 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | R2020-058653 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 620 CLOVER CT, NAPERVILLE, IL 60540-6254 |
| Document Number | 0000090018 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 620 CLOVER CT NAPERVILLE IL 605406254, NAPERVILLE, IL 60540-6254 |
| Document Number | 0000090018 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 90018 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2049 |
| Rate | 3.75% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 10, 2017 |
| Property Address | 620 CLOVER CT, NAPERVILLE, IL 60540-6254 |
| Document Number | 0000045331 |
| Map Reference | DOC777612 |
| Instrument Date | May 5, 2017 |
| Instrument | R2017-045331 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | PREMIUM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 CLOVER CT, NAPERVILLE, IL 60540-6254 |
| Document Number | 0000045332 |
|---|---|
| Date | May 10, 2017 |
| Instrument | R2017-045332 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 620 Clover Ct was $9,599 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,599.00 | $180,807 Land $97,934 Building $82,873 | $542,421 Land $293,802 Building $248,619 |
| 2022 | $8,661.00 Homeowner's exemption | $147,330 Land $79,370 Building $67,960 | $441,990 Land $238,110 Building $203,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 620 Clover Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Clover Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures