Orange County property record for 620 Calle Hidalgo, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,268 sqft · built 1979 |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Nov 2015) |
| Tax Bill | $10,766 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-181-25 |
| Primary APN | 680-181-25 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,268 sqft Living Area |
| Gross Area | 3,877 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 13,125 sqft (0.301 acres) |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 620 CALLE HIDALGO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 9272 BLK LOT 169 |
| Legal Tract | 9272 |
| Legal Lot Number | 169 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 42111 |
620 Calle Hidalgo is owned and occupied by two individuals who bought it in November 2015.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 CALLE HIDALGO, SAN CLEMENTE, CA 92673-3002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Nov 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Aug 27, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage STEARNS LNDG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2015 · Amount on File |
| Deed Sale | Nov 23, 2015 · Amount on File |
| Prior Sale | Nov 26, 2013 · Amount on File |
| Deed Document Number | 2015601565 |
| Prior Transfer Date | Nov 21, 2013 |
| Prior Transfer Doc | 0000652604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 620 CALLE HIDALGO, SAN CLEMENTE, CA 92673-3002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000393217 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 2020000393217 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 620 CALLE HIDALGO, SAN CLEMENTE, CA 92673-3002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000441344 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 2019000441344 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 27, 2018 |
| Property Address | 620 CALLE HIDALGO, SAN CLEMENTE, CA 92673-3002 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 313679 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 5, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 620 CALLE HIDALGO SAN CLEMENTE CA 926733002, SAN CLEMENTE, CA 92673-3002 |
| Document Number | 0000313679 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 313679 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 26, 2048 |
The 2025 property tax bill for 620 Calle Hidalgo was $10,766.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,086,722 (+2%) Land $730,249 Building $356,473 | |
| 2025 | $10,766.00 | $1,065,414 Land $715,930 Building $349,484 |
| 2023 | $10,363.00 (+1.95%) | $1,024,044 Land $688,130 Building $335,914 |
| 2022 | $10,165.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 620 Calle Hidalgo in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Feb 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Calle Hidalgo is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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