620 Clement St, Joliet, IL 60435 Property Records

Will County property record for 620 Clement St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 855 sqft · built 1923
Lot Size	0.15 acres (6,656 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Mar 2026)
Tax Bill	$7,741 (2023)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-09-111-003`

Property Details

APN / Parcel Number

Primary APN	`30-07-09-111-003`
Alternative APN	`07091110030000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	855 sqft
Gross Area	1,355 sqft
Basement Area	855 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Stucco
Construction Type	Frame
Lot Area	6,656 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	620 CLEMENT ST
City	JOLIET
State	IL
Zip	60435-6128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 IN HARRIGAN'S SUB. OF BLK9, IN THE CANAL TRUSTEE'S SUB, BEING A SUB OF PRT OF THE W1/2 OF SEC. 9, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	09
Legal Subdivision	HARRIGANS
Legal Block	9
Legal Lot Number	38
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	3
Census Block	3010
Census Tract	881800

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 N CENTER ST, JOLIET, IL 60435-6200
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage LIFESTONE MORTGAGE CORP
Dec 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Dec 16, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	202618215
Prior Transfer Date	May 16, 2004
Prior Transfer Doc	0000134252
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 30, 2026
Property Address	620 CLEMENT ST, JOLIET, IL 60435-6128
Document Number	0000018215
Map Reference	DOC 244720
Instrument Date	Mar 13, 2026
Instrument	R2026018215
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	620 CLEMENT ST, JOLIET, IL 60435-6128

Mortgage

Document Number	0000018216
Date	Mar 30, 2026
Instrument	R2026018216

Lender

Name	LIFESTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	620 CLEMENT ST, JOLIET, IL 60435-6128
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111872
Date	Dec 9, 2020
Instrument	R2020111872

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.25%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 16, 2019
Property Address	620 CLEMENT ST, JOLIET, IL 60435-6128
Document Number	0000090181
Map Reference	DOC 244720
Instrument Date	Sep 25, 2019
Instrument	R2019090181
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2017 OLDE MILL RD, 2017, PLAINFIELD, IL 60586-8648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 CLEMENT ST, JOLIET, IL 60435-6128

Mortgage

Document Number	0000090182
Date	Dec 16, 2019
Instrument	R2019090182

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,595 (+9.3%) Land $17,134 Building $99,461	$349,785 (+9.3%) Land $51,402 Building $298,383
2024		$106,674 (+24.42%) Land $15,676 Building $90,998	$320,022 (+24.42%) Land $47,028 Building $272,994
2023	$7,741.00 (-2.22%)
2022	$7,917.00	$85,734 Land $12,599 Building $73,135	$257,202 Land $37,797 Building $219,405

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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