620 Clay St, Bowling Green, KY 42101 Property Records

Warren County property record for 620 Clay St, Bowling Green, KY 42101

Property Summary

Property Type	Commercial
Details	28,020 sqft · built 1984
Lot Size	6.34 acres (276,519 sqft)
Owner	Company Name on File
Last Sale	$1,100,000 (Nov 2023)
Tax Bill	$3,525 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`039B-02H-002`

Property Details

APN / Parcel Number

Primary APN	`039B-02H-002`
Alternative APNs	`C9606035` `383212`

Interior

Stories	1 Story
Building Area	28,020 sqft

Exterior

Year Built	Built 1984
Construction Type	Steel Frame
Lot Area	276,519 sqft (6.34 acres)

Location & Zoning

Account Number	C9606035
Street Address	620 CLAY ST
City	BOWLING GREEN
State	KY
Zip	42101-1844
Property Category	Commercial
Property Type	Commercial > Retail
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	2
Census Block	2019
Census Tract	10200

Owner

620 Clay St, a commercial property, is owned by a company that bought it in November 2023.

Source: Warren County records, as of December 8, 2025

Owner of Record	Company Name on File
Mailing Address	1731 RIVER ST, BOWLING GREEN, KY 42101-1732
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Special Warranty Deed, Transfer · Commercial Mortgage FRANKLIN BANK & TRUST CO
Aug 20, 2021	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Deed Document Number	2024793
Deed Book / Page	D1290 / 624
Record Updated	Jun 8, 2026

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WARREN KY
Recording Date	Nov 6, 2023
Property Address	620 CLAY ST, BOWLING GREEN, KY 42101-1844
Document Number	0D1290/624
Book / Page	D1290 / 624
Map Reference	MB 39 PG 84
Instrument Date	Nov 1, 2023
Instrument	2024793
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2411 N GLASSELL ST, ORANGE, CA 92865-2717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 RIVER STREET, BOWLING GREEN, NM

Mortgage

Document Number	0002024794
Date	Nov 6, 2023
Instrument	2024794

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	312 Months
Due	Nov 6, 2049

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WARREN KY
Recording Date	Aug 20, 2021
Property Address	620 CLAY ST, BOWLING GREEN, KY 42101-1844
Document Number	0D1238/828
Book / Page	D1238 / 828
Instrument Date	Aug 12, 2021
Instrument	1206141
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transaction

Amount	Amount on Record
Tax	$3,882.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 CHURCH ST, BOWLING GREEN, KY 42101-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2411 N GLASSELL ST, ORANGE, CA 92865-2717
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 620 Clay St was $3,525.

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,525.00	$1,100,000	$1,100,000
2023	$13,022.00 (-0.3%)	$3,881,640 (-)	$3,881,640 (-)
2022	$13,061.00	$3,881,640	$3,881,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Clay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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