620 Clay St, Ashland, OR 97520 Property Records

Jackson County property record for 620 Clay St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,664 sqft · built 2000
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Apr 2021)
Tax Bill	$5,099 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`391E14BB1110`

Property Details

APN / Parcel Number

Primary APN	`391E14BB1110`
Alternative APNs	`391E14BB01110` `10981039`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	832 sqft
2nd Floor Area	832 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Roof Material	Other
Lot Area	15,246 sqft (0.35 acres)
Porch	Covered Concrete/Masonry Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	620 CLAY ST
City	ASHLAND
State	OR
Zip	97520-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Range	01E
Legal Township	39S
Legal Section	14
Legal Quarter	2
Legal Subdivision	PARTITION PLAT P-24-2005
Legal Block	4
Legal Lot Number	37
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	4
Census Block	4010
Census Tract	1801

Owner

620 Clay St is owned and occupied by an individual who bought it in April 2021.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	620 CLAY ST, ASHLAND, OR 97520-1418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 15, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Aug 15, 2018 · Amount on File
Deed Document Number	202119552
Prior Transfer Date	May 12, 2005
Prior Transfer Doc	0000031992
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Apr 30, 2021
Property Address	620 CLAY ST, ASHLAND, OR 97520-1418
Document Number	0000019552
Instrument Date	Apr 21, 2021
Instrument	2021-019552
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	620 CLAY ST, ASHLAND, OR 97520-1418

Mortgage

Document Number	0000019553
Date	Apr 30, 2021
Instrument	2021-019553

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 15, 2018
Property Address	620 CLAY ST, ASHLAND, OR 97520-1418
Document Number	0000025506
Instrument Date	Aug 14, 2018
Instrument	2018-025506
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	37765 CARRIAGE CIRCLE CMN, FREMONT, CA 94536-7077

Mortgage

Document Number	0000025507
Date	Aug 15, 2018
Instrument	2018-025507

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 620 Clay St was $5,099, up 2.1% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,630 (+3%)	$450,750 (-5.47%) Land $227,880 Building $222,870
2025	$5,099.00 (+2.14%)	$321,980 (+3%) Land $180,730 Building $141,250	$476,820 (+8.35%) Land $225,400 Building $251,420
2024	$4,992.00 (+3.38%)	$312,610 (+3%) Land $175,460 Building $137,150	$440,090 (-27.1%) Land $218,200 Building $221,890
2023	$4,829.00 (+3.32%)	$303,510 (+3%) Land $170,350 Building $133,160	$603,720 (+10.25%) Land $381,010 Building $222,710
2022	$4,674.00	$294,670 Land $165,390 Building $129,280	$547,610 Land $383,060 Building $164,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Clay St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Clay St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications, T-Mobile.

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