Hardin County property record for 620 Circle Rd, Morris Chapel, TN 38361
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,623 sqft · built 1979 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Apr 2025) |
| Tax Bill | $483 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036033 05303 |
| Primary APN | 036033 05303 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,623 sqft Living Area |
| 1st Floor Area | 1,623 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 188 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 620 CIRCLE RD |
|---|---|
| City | MORRIS CHAPEL |
| State | TN |
| Zip | 38361-4148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIFE ESTATE RETAINED |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 920200 |
Source: Hardin County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 620 CIRCLE RD, MORRIS CHAPEL, TN 38361-4148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 21, 2023 | Warranty Deed, Transfer · USDA Mortgage FIRSTBANK |
| Aug 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Nov 21, 2023 · Amount on Record |
| Deed Document Number | 2025179633 |
| Deed Book / Page | 844 / 840 |
| Transfer Doc | 347219 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Nov 21, 2023 |
| Property Address | 620 CIRCLE RD, MORRIS CHAPEL, TN 38361-4148 |
| Document Number | 0008332036 |
| Book / Page | 833 / 2036 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 171514 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $703.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 CIRCLE RD, MORRIS CHAPEL, TN 38361-4148 |
| Investor | Possibly a Property Investor |
| Document Number | 0008332038 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 833/2038 |
| Instrument | 171515 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Aug 30, 2021 |
| Property Address | 620 CIRCLE RD, MORRIS CHAPEL, TN 38361-4148 |
| Document Number | 776779 |
| Book / Page | 776 / 779 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 156744 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $684.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 CIRCLE RD, MORRIS CHAPEL, TN 38361-4148 |
| Document Number | 156745 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 156745 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Hardin County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $483.00 | $27,575 (-) Land $2,175 Building $25,400 | |
| 2023 | $483.00 (+25.45%) | $27,575 (+47.46%) Land $2,175 Building $25,400 | $110,300 (+47.46%) Land $8,700 Building $101,600 |
| 2022 | $385.00 | $18,700 Land $900 Building $17,800 | $74,800 Land $3,600 Building $71,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 19 (1990–2020) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 60% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMSVILLE WATER SYSTEM serves 9,985 people · EPA ID TN0000002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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