620 Chestnut St, Columbus, MS 39702 Property Records

Lowndes County property record for 620 Chestnut St, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,624 sqft · built 1975
Lot Size	0.465 acres (20,298 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Sep 2006)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`62W070008300`

Property Details

APN / Parcel Number

Primary APN	`62W070008300`
Alternative APNs	`018685` `18685`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,624 sqft Adjusted Area
1st Floor Area	1,472 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,298 sqft (0.465 acres)
Lot Dimensions	199 ft deep x 102 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	018685
Street Address	620 CHESTNUT ST
City	COLUMBUS
State	MS
Zip	39702-5241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT IN SE4 NE4 CHESTNUT ST 7B
Legal Range	18W
Legal Township	18S
Legal Section	14
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	3
Census Block	3014
Census Tract	500

Owner

620 Chestnut St is owned and occupied by an individual who bought it in September 2006.

Source: Lowndes County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	620 CHESTNUT ST, COLUMBUS, MS 39702-5241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · VA Mortgage E HOME LOANS
Apr 11, 2023	Deed of Trust, Mortgage NEW DAY FINANCIAL LLC
Mar 27, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2006 · Amount on File
Deed Sale	Sep 29, 2006 · Amount on File
Deed Document Number	0020067576
Deed Book / Page	2006 / 7576
Prior Transfer Date	Sep 22, 2006
Prior Transfer Doc	0020067576
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Recording Date	Oct 5, 2026
Property Address	620 CHESTNUT ST, COLUMBUS, MS 39702-5241
Document Number	2026024230
Book / Page	2026 / 24230
Instrument Date	Sep 28, 2026
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 CHESTNUT ST, COLUMBUS, MS 39702-5241

Mortgage

Document Number	2026024230,
Date	Oct 5, 2026
Book Page	2026/24230

Lender

Name	E HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	620 CHESTNUT ST, COLUMBUS, MS 39702-5241
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020237271
Date	Apr 11, 2023
Book Page	2023/7271
Instrument	1030495

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	620 CHESTNUT ST, COLUMBUS, MS 39702-5241
Document Number	0020177318
Book / Page	002017 / 007318
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017
Title Company	AMC SETTLEMENT SERVICES LLC, AMC SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 CHESTNUT ST COLUMBUS MS 397025241, COLUMBUS, MS 39702-5241

Mortgage

Document Number	0020177318
Date	Apr 5, 2017
Book Page	002017/007318

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,697	$66,970 Land $12,000 Building $54,970
2023	Homeowner's exemption Disabled Person's exemption	$6,803	$68,030 Land $12,000 Building $56,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Chestnut St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	17 (1979–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Dec 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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