Shelby County property record for 620 Chestnut Ave, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1929 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $84,000 (Sep 2019) |
| Tax Bill | $1,451 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-1836333.010 |
| Primary APN | 01-1836333.010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,186 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 6,273 sqft (0.144 acres) |
| Lot Dimensions | 153 ft deep x 41 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 620 CHESTNUT AVE |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2599 WHOLE CUMMINS ADDITION CITY OF SIDNEY 020-18-36-333-010 |
| Legal Subdivision | J CUMMINGS ADDITION |
| Legal Lot Number | 2599 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 972000 |
Source: Shelby County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 CHESTNUT AVE, SIDNEY, OH 45365-3310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 18, 2019 | Fiduciary Deed, Transfer · FHA Mortgage WESTERN OHIO MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2019 · Amount on Record |
| Deed Sale | Sep 18, 2019 · Amount on Record |
| Deed Document Number | 20194722 |
| Deed Book / Page | 2186 / 741 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 620 CHESTNUT AVE, SIDNEY, OH 45365-3310 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 620 CHESTNUT AVE, SIDNEY, OH 45365-3310 |
| Document Number | 2304/2706 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 2304/2706 |
| Instrument | 202106939 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 1, 2049 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Sep 18, 2019 |
| Property Address | 620 CHESTNUT AVE, SIDNEY, OH 45365-3310 |
| Document Number | 002186/741 |
| Book / Page | 2186 / 741 |
| Map Reference | MB 3 PG 242 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 201900004722 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 620 CHESTNUT AVE, SIDNEY, OH 45365-3310 |
| Document Number | 201900004723 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 201900004723 |
| Name | WESTERN OHIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Shelby County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,451.00 (-5.84%) | $43,560 (-) Land $5,790 Building $37,770 | |
| 2024 | $1,541.00 (-2.28%) | $43,560 (-) Land $5,790 Building $37,770 | |
| 2023 | $1,577.00 (+18.84%) | $43,560 (+34.32%) Land $5,790 Building $37,770 | $124,450 (+34.35%) Land $16,530 Building $107,920 |
| 2022 | $1,327.00 | $32,430 Land $4,180 Building $28,250 | |
| 2020 | $92,630 Land $11,930 Building $80,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 21 (1979–2018) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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