620 Champ Rd, Kelso, TN 37348 Property Records

Lincoln County property record for 620 Champ Rd, Kelso, TN 37348

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,073 sqft · built 1950
Lot Size	6.51 acres (283,576 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Oct 2025)
Tax Bill	$562 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052083 01600`

Property Details

APN / Parcel Number

Primary APN	`052083 01600`
Alternative APN	`083 01600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,073 sqft Living Area
1st Floor Area	1,073 sqft
Basement Area	580 sqft
Unfinished Basement	580 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	283,576 sqft (6.51 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	250 sqft
Shed	1 Shed
Shed Area	96 sqft
Storage Building	204 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	620 CHAMP RD
City	KELSO
State	TN
Zip	37348-6134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: R03
Jurisdiction	LINCOLN TN
Township / Civil Division	7
Census Block Group	2
Census Block	2050
Census Tract	975000

Owner

Source: Lincoln County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	620 CHAMP RD, KELSO, TN 37348-6134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 1, 2021	Intrafamily Transfer, Transfer
Jun 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Jun 1, 2021 · Amount on Record
Deed Document Number	20254586
Deed Book / Page	I17 / 139
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN TN
Property Address	620 CHAMP RD, KELSO, TN 37348-6134
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 CHAMP RD, KELSO, TN 37348-6134

Mortgage

Document Number	0TD856/423
Date	Nov 2, 2022
Book Page	TD856/423
Instrument	22005631

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 28, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN TN
Recording Date	Oct 14, 2025
Property Address	620 CHAMP RD, KELSO, TN 37348-6134
Document Number	000I17/139
Book / Page	I17 / 139
Instrument Date	Oct 10, 2025
Instrument	25004586
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	METROPOLITAN ESCROW, METROPOLITAN ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 CHAMP RD, KELSO, TN 37348-6134

Mortgage

Document Number	0025004587
Date	Oct 14, 2025
Instrument	25004587

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN TN
Recording Date	Jun 1, 2021
Property Address	620 CHAMP RD, KELSO, TN 37348-6134
Document Number	M16/453
Book / Page	M16 / 453
Instrument Date	Jun 1, 2021
Instrument	21003235
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 CHAMP RD, KELSO, TN 37348-6134

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN TN
Recording Date	Jun 1, 2021
Property Address	620 CHAMP RD, KELSO, TN 37348-6134
Document Number	M16/456
Book / Page	M16 / 456
Instrument Date	Jun 1, 2021
Instrument	21003236
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Amount	Amount Recorded
Tax	$110.44
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 CHAMP RD, KELSO, TN 37348-6134

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$562.00	$29,575 (-) Land $16,050 Building $13,525
2024	$562.00	$29,575 Land $16,050 Building $13,525	$118,300 Land $64,200 Building $54,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fayetteville Public Utilities Fiber	1,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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