Stanly County property record for 620 Central Ave, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,108 sqft · built 1940 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Sep 2023) |
| Tax Bill | $1,739 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Oct 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 653804715727 |
| Primary APN | 653804715727 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,108 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Other |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 105 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Deck Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 1546134 |
|---|---|
| Street Address | 620 CENTRAL AVE |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-5508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | HSE 620 CENTRAL AVE 653819060 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | SOUTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 931202 |
Source: Stanly County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 CENTRAL AVE, ALBEMARLE, NC 28001-5508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 12, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 1, 2021 | Deed of Trust, Mortgage · Line of Credit UWHARRIE MORTGAGE INC |
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK |
| May 22, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on Record |
| Deed Sale | Sep 12, 2023 · Amount on Record |
| Prior Sale | May 22, 2020 · Amount on Record |
| Deed Document Number | 2023461503 |
| Deed Book / Page | 1831 / 1578 |
| Last Transfer Date | Jan 17, 2025 |
| Transfer Doc | 0000474600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 12, 2023 |
| Property Address | 620 CENTRAL AVE, ALBEMARLE, NC 28001-5508 |
| Document Number | 0000461503 |
| Book / Page | 1831 / 1578 |
| Map Reference | MB 1701 PG 464 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 461503 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4302 138TH ST, WELLBORN, FL 32094-2248 |
| Name | Verified Name |
|---|---|
| Address | 620 CENTRAL AVE, ALBEMARLE, NC 28001-5508 |
| Document Number | 0000461504 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 461504 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 620 CENTRAL AVE, ALBEMARLE, NC 28001-5508 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 620 CENTRAL AVE, ALBEMARLE, NC 28001-5508 |
| Document Number | 0000438378 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 1759/594 |
| Instrument | 438378 |
| Name | UWHARRIE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ALBEMARLE, NC 28002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 620 CENTRAL AVE, ALBEMARLE, NC 28001-5508 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000435894 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 1751/537 |
| Instrument | 435894 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 22, 2020 |
| Property Address | 620 CENTRAL AVE, ALBEMARLE, NC 28001-5508 |
| Document Number | 0000419966 |
| Book / Page | 001701 / 000464 |
| Instrument Date | May 22, 2020 |
| Instrument | 419966 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $254.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 CENTRAL AVE ALBEMARLE NC 280015508, ALBEMARLE, NC 28001-5508 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,739.00 | $155,298 (-) Land $18,060 Building $137,238 | $155,298 (-) Land $18,060 Building $137,238 |
| 2025 | $1,739.00 (+25.92%) | $155,298 (+37.14%) Land $18,060 Building $137,238 | $155,298 (+37.14%) Land $18,060 Building $137,238 |
| 2023 | $1,381.00 | $113,243 Land $8,772 Building $104,471 | $113,243 Land $8,772 Building $104,471 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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