620 Center Dr, Highlands, NC 28741 Property Records

Macon County property record for 620 Center Dr, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,023 sqft · built 1976
Lot Size	1.67 acres (72,745 sqft)
Owner	Individual Name on File
Last Sale	$1,700,000 (Sep 2021)
Deeds & Mortgages	Sep 2021 Sale Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7540545259`

Property Details

APN / Parcel Number

Primary APN	`7540545259`
Alternative APNs	`0537040` `150628` `157439`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,023 sqft Heated Area
1st Floor Area	2,463 sqft
Upper Floors Area	560 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	72,745 sqft (1.67 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	848 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	320 sqft
Patio Area	587 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	157439
Street Address	620 CENTER DR
City	HIGHLANDS
State	NC
Zip	28741-8392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	LOT 13B &15 GREENWOOD FOREST
Legal Subdivision	GREENWOOD FOREST
Legal Lot Number	13B &15
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1052
Census Tract	970502

Owner

620 Center Dr is owned by an individual who acquired it in March 2024.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1130 ALTA AVE NE, ATLANTA, GA 30307-2515
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Warranty Deed, Transfer
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC
Dec 21, 2017	Warranty Deed, Transfer · Conventional Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	Dec 21, 2017 · Amount on File
Deed Document Number	20218845
Deed Book / Page	41 / 510
Last Transfer Date	Mar 29, 2024
Transfer Doc	00B43/2489
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 17, 2021
Property Address	620 CENTER DR, HIGHLANDS, NC 28741-8392
Document Number	G41/510
Book / Page	G-41 / 510
Map Reference	CARD 3202
Instrument Date	Sep 14, 2021
Instrument	2021008845
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Amount	Amount on Record
Tax	$3,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 ALTA AVE NE, ATLANTA, GA 30307-2515

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	620 CENTER DR, HIGHLANDS, NC 28741-8392
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	J38/1157
Date	Jan 16, 2018
Book Page	J-38/1157
Instrument	2018000309

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company
Address	TAVARES, FL 32778

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 21, 2017
Property Address	620 CENTER DR, HIGHLANDS, NC 28741-8392
Document Number	I38/1157
Book / Page	I-38 / 1157
Map Reference	CARD 3202
Instrument Date	Dec 13, 2017
Instrument	2017008693
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3724 ASHFORD CREEK LN NE, BROOKHAVEN, GA 30319-5056

Mortgage

Document Number	I38/1160
Date	Dec 21, 2017
Book Page	I-38/1160
Instrument	2017008694

Lender

Name	ACOPIA LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$2,030,350 (-) Land $750,000 Building $1,280,350	$2,030,350 (-) Land $750,000 Building $1,280,350
2025	$2,030,350 Land $750,000 Building $1,280,350	$2,030,350 Land $750,000 Building $1,280,350
2023	$2,030,350 Land $750,000 Building $1,280,350	$2,030,350 Land $750,000 Building $1,280,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Center Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Center Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Center Dr

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