620 Cedar St, Montgomery, AL 36104 Property Records

Montgomery County property record for 620 Cedar St, Montgomery, AL 36104

Property Summary

Property Type	Apartments (5+ Units)
Details	2 ba · 9,675 sqft · built 1965
Lot Size	0.31 acres (13,500 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jun 2025)
Tax Bill	$171 (2026)
Deeds & Mortgages	Jun 2025 Foreclosure Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-04-17-2-005-012.000`

Property Details

APN / Parcel Number

Primary APN	`10-04-17-2-005-012.000`
Alternative APNs	`0310041702005012000` `238745`

Interior

Full Baths	2 Baths
Total Rooms	64 Rooms
Units	16 Units
Stories	2 Stories
Building Area	9,675 sqft Adjusted Area
1st Floor Area	4,680 sqft
Upper Floors Area	4,680 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Porch	Slab
Porch Area	1,584 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	238745
Street Address	620 CEDAR ST
City	MONTGOMERY
State	AL
Zip	36104-4539
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	T4-0
Legal Description	1004172005012000
Legal Range	18E
Legal Township	16N
Legal Section	17
Legal Subdivision	HALL
Legal Block	B
Legal Lot Number	10
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1012
Census Tract	600

Owner

620 Cedar St, a residential property, is owned by an individual who bought it in June 2025.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	142 CREEK DR, MONTGOMERY, AL 36117-4115
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2025	Foreclosure Foreclosure Auction
Oct 1, 2021	Warranty Deed, Transfer · Conventional Mortgage DAVID HERMAN
Apr 23, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2025 · Amount on File
Deed Sale	Jun 13, 2025 · Amount on File
Prior Sale	Oct 1, 2021 · Amount on File
Deed Document Number	20254762566
Prior Transfer Date	Jun 10, 2025
Prior Transfer Doc	0004762566
Record Updated	Oct 29, 2026

June 2025: Foreclosure

Document Type	Foreclosure
Jurisdiction	MONTGOMERY AL
Recording Date	Jun 13, 2025
Property Address	620 CEDAR ST, MONTGOMERY, AL 36104-4539
Document Number	0063120039
Book / Page	6312 / 39
Map Reference	MB 1 PG 23
Instrument Date	Sep 30, 2021
Transaction Type	Foreclosure
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 JEFFERSON ST, NASHVILLE, TN 37208-2640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 CREEK DR, MONTGOMERY, AL 36117-4115

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Oct 1, 2021
Property Address	620 CEDAR ST, MONTGOMERY, AL 36104-4539
Document Number	0056860963
Book / Page	5686 / 963
Map Reference	MB 1 PG 23
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 CREEK DR, MONTGOMERY, AL 36117-4115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 JEFFERSON ST STE A, A, NASHVILLE, TN 37208-2645

Mortgage

Document Number	0005686964
Date	Oct 1, 2021
Instrument	5686/964

Lender

Name	DAVID HERMAN
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	45 Months
Due	Jul 1, 2025

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Apr 23, 2021
Property Address	620 CEDAR ST, MONTGOMERY, AL 36104-4539
Document Number	0055840995
Book / Page	5584 / 995
Map Reference	MB 1 PG 20
Instrument Date	Mar 5, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 CREEK DR, MONTGOMERY, AL 36117-4115
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 620 Cedar St was $171, down 3.4% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$171.00 (-3.39%)
2025	$177.00	$2,700 Land $2,700	$13,500 Land $13,500
2023	$177.00 (+22.07%)	$2,700 (-) Land $2,700	$13,500 (-) Land $13,500
2022	$145.00	$2,700 Land $2,700	$13,500 Land $13,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 620 Cedar St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: C Spire Wireless.

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