Rowan County property record for 620 Cedar Farm Rd, Salisbury, NC 28147
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,343 sqft · built 1990 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $978 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 453 264 |
| Primary APN | 453 264 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,343 sqft Living Area |
| 1st Floor Area | 1,229 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Area | 750 sqft |
| Porch | Porch |
| Porch Area | 114 sqft |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 620 CEDAR FARM RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28147-7031 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | .90AC |
| Legal Subdivision | TIM T SMITH & MELISSA G SMITH |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | LOCKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 51202 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 CEDAR FARM RD, SALISBURY, NC 28147-7031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage PLANET HOME LENDING LLC |
| Dec 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage MICHIGAN MUTUAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2025 |
| Deed Sale | Dec 1, 2025 |
| Prior Sale | Jul 27, 2015 · Amount on Record |
| Deed Book / Page | 1473 / 382 |
| Prior Transfer Date | Nov 19, 2025 |
| Prior Transfer Doc | 0014730383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 1, 2025 |
| Property Address | 620 CEDAR FARM RD, SALISBURY, NC 28147-7031 |
| Document Number | 0014730382 |
| Book / Page | 1473 / 382 |
| Map Reference | MB 550 PG 704 |
| Instrument Date | Nov 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 CEDAR FARM RD, SALISBURY, NC 28147-7031 |
| Name | Verified Name |
|---|---|
| Address | 620 CEDAR FARM RD, SALISBURY, NC 28147-7031 |
| Document Number | 0014730383 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 1473/383 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 620 CEDAR FARM RD, SALISBURY, NC 28147-7031 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0014340710 |
|---|---|
| Date | Dec 19, 2023 |
| Book Page | 1434/710 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $978.00 | $144,407 (-) Land $35,150 Building $109,257 | $144,407 (-) Land $35,150 Building $109,257 |
| 2025 | $978.00 (+59.54%) | $144,407 (+59.43%) Land $35,150 Building $109,257 | |
| 2023 | $613.00 | $90,579 Land $35,150 Building $55,429 | $144,407 Land $35,150 Building $109,257 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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