Hardin County property record for 620 Cecil Ave, Cecilia, KY 42724
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,790 sqft · built 1992 |
| Lot Size | 2.43 acres (106,199 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $419,000 (Sep 2020) |
| Tax Bill | $3,464 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit May 2018 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-00-00-003 |
| Primary APN | 168-00-00-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,790 sqft Living Area |
| Attic Area | 3,274 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Lot Area | 106,199 sqft (2.43 acres) |
| Garage Area | 1,296 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 848 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 620 CECIL AVE |
|---|---|
| City | CECILIA |
| State | KY |
| Zip | 42724-8645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAZELIP EST LT 1 |
| Legal Subdivision | HAZELIP EST |
| Legal Lot Number | 1 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | CECILIA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 1701 |
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 620 CECIL AVE, CECILIA, KY 42724-8645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 18, 2018 | Deed of Trust, Mortgage · Line of Credit FORT KNOX FEDERAL CREDIT UNION |
| Apr 1, 2019 | Deed of Trust, Mortgage · VA Mortgage SOUTH CENTRAL BANK |
| Dec 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Sep 4, 2020 | Deed, Transfer |
| Dec 19, 2018 | Executor's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2020 · Amount on Record |
| Deed Sale | Sep 4, 2020 · Amount on Record |
| Prior Sale | Dec 19, 2018 · Amount on Record |
| Deed Document Number | 0014961340 |
| Deed Book / Page | 1496 / 1340 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 620 CECIL AVE, CECILIA, KY 42724-8645 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 620 CECIL AVE, CECILIA, KY 42724-8645 |
| Document Number | 02387/1463 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 2387/1463 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | RIVERSIDE, RI 02915 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 14, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 620 CECIL AVE, CECILIA, KY 42724-8645 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002233/0000001573 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 0000002233/0000001573 |
| Instrument | 180-00005879 |
| Name | FORT KNOX FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 620 CECIL AVE, CECILIA, KY 42724-8645 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | BLUEGRASS LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 2262/1434 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 2262/1434 |
| Instrument | 20190-00003607 |
| Name | SOUTH CENTRAL BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 620 CECIL AVE, CECILIA, KY 42724-8645 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2293/1428 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 2293/1428 |
| Instrument | 20190-00016822 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Sep 4, 2020 |
| Property Address | 620 CECIL AVE, CECILIA, KY 42724-8645 |
| Document Number | 1496/1340 |
| Book / Page | 1496 / 1340 |
| Map Reference | CAB 1 SH 6205 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $419.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 WILDFLOWER CT, 70, VINE GROVE, KY 40175-6085 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 620 CECIL AVE, CECILIA, KY 42724-8645 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 19, 2018 |
| Property Address | 620 CECIL AVE, CECILIA, KY 42724-8645 |
| Document Number | 1466/716 |
| Book / Page | 1466 / 716 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 REYNOLDS RD, GLENDALE, KY 42740-9739 |
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,464.00 (-12.99%) Homeowner's exemption Additional exemption filed | $419,000 (-) Land $22,200 Building $396,800 | $419,000 (-) Land $22,200 Building $396,800 |
| 2023 | $419,000 Land $22,200 Building $396,800 | $419,000 Land $22,200 Building $396,800 | |
| 2021 | $3,981.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
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