620 Carter Rd, Louisa, VA 23093 Property Records

Louisa County property record for 620 Carter Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1998
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$2,483 (2025)
Flood Zone	Zone X (minimal risk)
APN	`52 111B`

Property Details

APN / Parcel Number

Primary APN	`52 111B`
Alternative APNs	`24627` `23222`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Porch	Slab
Porch Area	84 sqft
Deck Area	552 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23222
Street Address	620 CARTER RD
City	LOUISA
State	VA
Zip	23093-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	FOSTER CREEK & JONES PLAT 8/956 DB 855/559 3.000AC
Jurisdiction	LOUISA VA
Township / Civil Division	PATRICK HENRY
Census Block Group	1
Census Block	1015
Census Tract	950301

Owner

620 Carter Rd is owned and occupied by an individual.

Source: Louisa County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	620 CARTER RD, LOUISA, VA 23093-2905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 620 Carter Rd was $2,483, up 7.4% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,300 (+3.31%) Land $52,900 Building $303,400	$356,300 (+3.31%) Land $52,900 Building $303,400
2025	$2,483.00 (+7.4%)	$344,900 Land $44,100 Building $300,800	$344,900 Land $44,100 Building $300,800
2024	$2,312.00
2023		$289,400 Land $36,400 Building $253,000
2022	$927.00		$289,400 Land $36,400 Building $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Carter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Carter Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20