620 Carter Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 620 Carter Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,229 sqft · built 2018
Lot Size	3.85 acres (167,924 sqft)
Owner	Company Name on Record
Tax Bill	$7,579 (2025)
Deeds & Mortgages	Jan 2018 Construction Loan Oct 2020 Refinance + 3 more
APN	`0630000000320`

Property Details

APN / Parcel Number

Primary APN	`0630000000320`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,229 sqft Living Area
1st Floor Area	570 sqft
Upper Floors Area	1,132 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	167,924 sqft (3.85 acres)
Garage Type	Detached
Garage Area	288 sqft

Exterior Amenities

Porch	Slab
Porch Area	594 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 CARTER RD
City	CHESAPEAKE
State	VA
Zip	23322-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	MT PLEASANT 3.855AC
Legal Subdivision	WHOLE MAP 062
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2022
Census Tract	21103

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	620 CARTER RD, CHESAPEAKE, VA 23322-1608
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2018	Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK MORTGAGE
Oct 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WYNDHAM CAPITAL MORTGAGE INC
Feb 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jul 22, 2021	Intrafamily Transfer, Transfer
Jun 9, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 12, 2021
Transfer Doc	10413/1053
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	620 CARTER RD, CHESAPEAKE, VA 23322-1608
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00009871/1
Date	Jan 3, 2018
Book Page	9871/1
Instrument	180000092

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	620 CARTER RD, CHESAPEAKE, VA 23322-1608
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010238/164
Date	Oct 15, 2020
Book Page	10238/164
Instrument	200038071

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	620 CARTER RD, CHESAPEAKE, VA 23322-1608
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009985/140
Date	Feb 4, 2019
Book Page	9985/140
Instrument	190002637

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 22, 2021
Property Address	620 CARTER RD, CHESAPEAKE, VA 23322-1608
Document Number	10413/1053
Book / Page	10413 / 1053
Instrument Date	Jul 12, 2021
Instrument	210033513
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 CARTER RD, CHESAPEAKE, VA 23322-1608

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 9, 2020
Property Address	620 CARTER RD, CHESAPEAKE, VA 23322-1608
Document Number	10161/1267
Book / Page	10161 / 1267
Instrument Date	May 22, 2020
Instrument	200017964
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 CARTER RD, CHESAPEAKE, VA 23322-1608

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$794,200 (+5.84%) Land $273,400 Building $520,800	$794,200 (+5.84%) Land $273,400 Building $520,800
2025	$7,579.00 (+5.28%)	$750,400 (+11.6%) Land $242,300 Building $508,100	$750,400 (+11.6%) Land $242,300 Building $508,100
2024	$7,199.00 (+25.97%)
2023		$672,400 (+7.33%) Land $192,300 Building $480,100	$672,400 (+7.33%) Land $192,300 Building $480,100
2022		$626,500 Land $157,300 Building $469,200	$626,500 Land $157,300 Building $469,200
2019	$5,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 72% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

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