620 C St, Palmyra, NE 68418 Property Records

Otoe County property record for 620 C St, Palmyra, NE 68418

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 845 sqft · built 1984
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$1,813 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005412000`

Property Details

APN / Parcel Number

Primary APN	`005412000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	845 sqft Living Area
1st Floor Area	845 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	120 ft deep x 36 ft wide
Garage Type	Attached
Garage Area	300 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	620 C ST
City	PALMYRA
State	NE
Zip	68418-3009
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SINGLE-FAM
Legal Description	S 25.57' LOT 3 & N 10.46' LOT 4 BLK 68 PALMYRA PROPER; MAP NUMBER: 3466-00-0-70050-068-0002
Legal Subdivision	PALMYRA PROPER
Legal Block	68
Legal Lot Number	3,4
Jurisdiction	OTOE NE
Township / Civil Division	NORTH PALMYRA
Census Block Group	2
Census Block	2262
Census Tract	966800

Owner

Source: Otoe County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 C ST, PALMYRA, NE 68418-3009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage HOME FEDERAL SLA
May 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOME FEDERAL SLA
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME FEDERAL SLA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	620 C ST, PALMYRA, NE 68418-3009
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6720 SOUTH ST, LINCOLN, NE 68506-2830

Mortgage

Document Number	0202103734
Date	Dec 21, 2021
Instrument	202103734

Lender

Name	HOME FEDERAL SLA
Type	Bank
Address	GRAND ISLAND, NE 68801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	620 C ST, PALMYRA, NE 68418-3009
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300938
Date	May 10, 2023
Instrument	202300938

Lender

Name	HOME FEDERAL SLA
Type	Bank
Address	GRAND ISLAND, NE 68801

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2028

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Jun 10, 2022
Property Address	620 C ST, PALMYRA, NE 68418-3009
Document Number	0202201509
Instrument Date	May 24, 2022
Instrument	202201509
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	NOT AVAILABLE, CHARTER T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201510
Date	Jun 10, 2022
Instrument	202201510

Lender

Name	HOME FEDERAL SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Palmyra Village
Unified School District	Palmyra District OR-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,813.00 (-17.52%)	$125,282 (+15.58%) Land $6,918 Building $118,364	$125,282 (+15.58%) Land $6,918 Building $118,364
2023	$2,198.00	$108,396 Land $6,918 Building $101,478	$108,396 Land $6,918 Building $101,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF PALMYRA serves 567 people · EPA ID NE3113107
Water Source	Purchased groundwater from OTOE CO RWD #3
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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