620 Breckenridge Ln, Soquel, CA 95073 Property Records

Santa Cruz County property record for 620 Breckenridge Ln, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,368 sqft · built 1990
Lot Size	3.46 acres (150,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (Mar 2022)
Tax Bill	$21,181 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-051-21`

Property Details

APN / Parcel Number

Primary APN	`103-051-21`
Alternative APN	`103-051-21-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,368 sqft Living Area
Gross Area	2,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Tile
Lot Area	150,761 sqft
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	620 BRECKENRIDGE LN
City	SOQUEL
State	CA
Zip	95073-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	121100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 BRECKENRIDGE LN, SOQUEL, CA 95073-9751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Jun 5, 2018	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
May 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Apr 26, 2011 · Amount on Record
Deed Document Number	20226918
Prior Transfer Date	Apr 20, 2004
Prior Transfer Doc	0000031555
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 2, 2022
Property Address	620 BRECKENRIDGE LN, SOQUEL, CA 95073-9751
Document Number	0000006918
Map Reference	VOL 45 PG 51
Instrument Date	Feb 23, 2022
Instrument	2022-0006918
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	620 BRECKENRIDGE LN, SOQUEL, CA 95073-9751

Mortgage

Document Number	0000006919
Date	Mar 2, 2022
Instrument	2022-0006919

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Type Change Date	Mar 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	Other
Max Rate	10.9%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	620 BRECKENRIDGE LN, SOQUEL, CA 95073-9751
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017108
Date	Jun 5, 2018
Instrument	2018-0017108

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	620 BRECKENRIDGE LN, SOQUEL, CA 95073-9751
Document Number	0000017107
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	620 BRECKENRIDGE LN SOQUEL CA 950739751, SOQUEL, CA 95073-9751

Mortgage

Document Number	0000017107
Date	Jun 5, 2018
Instrument	17107

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Mountain Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,894,256 (+2%) Land $1,325,979 Building $568,277
2025	$21,181.00 (+7.54%) Homeowner's exemption	$1,857,114 (+4.04%) Land $1,299,980 Building $557,134
2023	$19,696.00 (+70.25%) Homeowner's exemption	$1,785,000 Land $1,249,500 Building $535,500	$1,596,510
2022	$11,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1989–2000)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Etheric Networks, Surfnet Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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