Avery County property record for 620 Bowman Rd, Newland, NC 28657
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,739 sqft · built 2019 |
| Lot Size | 7.62 acres (331,927 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,122 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Jul 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1823-00-71-6286-00000 |
| Primary APN | 1823-00-71-6286-00000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,739 sqft Living Area |
| Gross Area | 3,315 sqft |
| 1st Floor Area | 2,255 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 331,927 sqft (7.62 acres) |
| Lot Width | 210 ft Width |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 166 sqft |
| Deck Area | 128 sqft |
| Storage Building | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 83592 |
|---|---|
| Street Address | 620 BOWMAN RD |
| City | NEWLAND |
| State | NC |
| Zip | 28657-8923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NULL |
| Legal Description | NULL |
| Legal Lot Number | 1 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | ALTAMONT |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 930400 |
620 Bowman Rd is held in a trust since August 2025.
Source: Avery County records, as of January 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 22, LINVILLE FALLS, NC 28647-0022 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2022 | Intrafamily Transfer, Transfer |
| Jul 1, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK |
| Jun 5, 2020 | Loan Modification, Mortgage UNITED CMNTY BK |
| May 13, 2019 | Deed of Trust, Mortgage UNITED CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2012 |
| Deed Sale | Apr 27, 2012 |
| Deed Document Number | 20121552 |
| Deed Book / Page | 464 / 1152 |
| Last Transfer Date | Aug 15, 2025 |
| Transfer Doc | 0000003238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Dec 9, 2022 |
| Property Address | 620 BOWMAN RD, NEWLAND, NC 28657-8923 |
| Document Number | 0000006866 |
| Book / Page | 584 / 1098 |
| Instrument Date | Dec 5, 2022 |
| Instrument | 2022006866 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 22, LINVILLE FALLS, NC 28647-0022 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 22, LINVILLE FALLS, NC 28647-0022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 620 BOWMAN RD, NEWLAND, NC 28657-8923 |
| Document Number | 0005461146 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 624 BOWMAN RD NEWLAND NC 28657, NEWLAND, NC 28657 |
| Document Number | 0005461146 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 000546/001146 |
| Instrument | 3689 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | NEWLAND, NC 28657 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 29, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 620 BOWMAN RD, NEWLAND, NC 28657-8923 |
| Document Number | 0005450294 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 624 BOWMAN RD NEWLAND NC 28657, NEWLAND, NC 28657 |
| Document Number | 0005450294 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 000545/000294 |
| Instrument | 3036 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate | 3.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 620 BOWMAN RD, NEWLAND, NC 28657-8923 |
| Document Number | 0005310236 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 620 BOWMAN RD NEWLAND NC 286578923, NEWLAND, NC 28657-8923 |
| Document Number | 0005310236 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 000531/000236 |
| Instrument | 1914 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
The 2025 property tax bill for 620 Bowman Rd was $2,122, down 1.4% from the year before.
Source: Avery County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,122.00 (-1.39%) | $530,700 Land $61,000 Building $469,700 | $530,700 Land $61,000 Building $469,700 |
| 2024 | $2,152.00 (+1.41%) | ||
| 2023 | $2,122.00 (-1.53%) | $530,700 (-) Land $61,000 Building $469,700 | $530,700 (-) Land $61,000 Building $469,700 |
| 2022 | $2,155.00 | $530,700 Land $61,000 Building $469,700 | $530,700 Land $61,000 Building $469,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Bowman Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 20 (1994–2024) |
| Claims Outside the SFHA | 5 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Bowman Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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