620 Birch Ln, Clarkesville, GA 30523 Property Records

Habersham County property record for 620 Birch Ln, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,058 sqft · built 2006
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Feb 2022)
Tax Bill	$1,901 (2026)
Deeds & Mortgages	Jan 2006 Mortgage Jan 2010 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`068 001X`

Property Details

APN / Parcel Number

Primary APN	`068 001X`
Alternative APNs	`683268` `390139`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,058 sqft Heated Area
Gross Area	4,402 sqft
1st Floor Area	1,113 sqft
Upper Floors Area	672 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	1,113 sqft
Finished Basement	1,113 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	27,878 sqft (0.64 acres)
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	420 sqft
Patio Area	664 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	390139
Street Address	620 BIRCH LN
City	CLARKESVILLE
State	GA
Zip	30523-5193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MI
Legal Description	11-141 LT 21 PB 56-27 1294-429
Legal Subdivision	TIMBER RDG FINAL PH 02
Legal Lot Number	21
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	1
Census Block	1023
Census Tract	204

Owner

620 Birch Ln is owned and occupied by two individuals who bought it in February 2022.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 BIRCH LN, CLARKESVILLE, GA 30523-5193
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2006	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK & TRUST
Jan 20, 2010	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 29, 2008	Deed of Trust, Mortgage · Conventional Mortgage SHELTER MORTGAGE
Jan 31, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Jan 31, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Nov 5, 2013	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 15, 2010	Deed, Transfer · Conventional Mortgage SOUTHERN HIGHLANDS MORTGAGE LLC
Apr 1, 2006	Deed, Transfer · Conventional Mortgage FIRST AMERICAN MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2022 · Amount on File
Deed Sale	Feb 2, 2022 · Amount on File
Prior Sale	Nov 5, 2013 · Amount on File
Deed Document Number	202230
Deed Book / Page	1294 / 429
Transfer Doc	000938/832
Record Updated	Oct 29, 2026

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	620 BIRCH LN, CLARKESVILLE, GA 30523-5193
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000739/348
Date	Jan 26, 2006
Book Page	739/348

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	1 Months
Due	Feb 1, 2006

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	620 BIRCH LN, CLARKESVILLE, GA 30523-5193
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00911/0533
Date	Jan 20, 2010
Book Page	911/0533

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35283

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 6, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	620 BIRCH LN, CLARKESVILLE, GA 30523-5193
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000857/784
Date	Jul 29, 2008
Book Page	857/784

Lender

Name	SHELTER MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2038

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jan 31, 2022
Property Address	620 BIRCH LN, CLARKESVILLE, GA 30523-5193
Document Number	001294/429
Book / Page	1294 / 429
Instrument Date	Jan 31, 2022
Instrument	2022-000030
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 BIRCH LN, CLARKESVILLE, GA 30523-5193

Mortgage

Document Number	0000001294/0000000430
Date	Feb 2, 2022
Book Page	0000001294/0000000430

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jan 31, 2022
Property Address	620 BIRCH LN, CLARKESVILLE, GA 30523-5193
Document Number	001294/429
Book / Page	1294 / 429
Instrument Date	Jan 31, 2022
Instrument	2022-000030
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 BIRCH LN, CLARKESVILLE, GA 30523-5193

Mortgage

Document Number	0001294430
Date	Jan 31, 2022
Instrument	1294/430

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

November 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 5, 2013
Property Address	620 BIRCH LN, CLARKESVILLE, GA 30523-5193
Document Number	001042/803
Book / Page	1042 / 803
Instrument Date	Nov 5, 2013
Instrument	2013-002667
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 BIRCH LN, CLARKESVILLE, GA 30523-5193
Investor	Possibly a Property Investor

Mortgage

Document Number	001042/805
Date	Nov 8, 2013
Book Page	1042/805

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2043

November 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 15, 2010
Property Address	620 BIRCH LN, CLARKESVILLE, GA 30523-5193
Document Number	000938/814
Book / Page	938 / 814
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 BIRCH LN, CLARKESVILLE, GA 30523-5193

Mortgage

Document Number	00938/0815
Date	Nov 22, 2010
Book Page	938/0815

Lender

Name	SOUTHERN HIGHLANDS MORTGAGE LLC
Address	BLAIRSVILLE, GA 30512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2040

April 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 1, 2006
Property Address	620 BIRCH LN, CLARKESVILLE, GA 30523-5193
Document Number	000751/631
Book / Page	751 / 631
Instrument Date	Apr 1, 2006
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 BIRCH LN, CLARKESVILLE, GA 30523-5193

Mortgage

Document Number	000751/632
Date	Apr 21, 2006
Book Page	751/632

Lender

Name	FIRST AMERICAN MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 620 Birch Ln was $1,901 with exemptions applied, up 0.1% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,901.00 (+0.11%) Homeowner's exemption Senior Citizen's exemption	$188,755 (-0.7%) Land $16,000 Building $172,755	$471,887 (-0.7%) Land $40,000 Building $431,887
2025	$1,899.00 Homeowner's exemption Senior Citizen's exemption	$190,094 Land $16,000 Building $174,094	$475,234 Land $40,000 Building $435,234
2023	$3,581.00 (+8.94%)	$138,000 (+8.96%) Land $15,180 Building $122,820	$345,000 (+8.96%) Land $37,950 Building $307,050
2022	$3,287.00	$126,652 Land $16,000 Building $110,652	$316,630 Land $40,000 Building $276,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Birch Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Birch Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 71% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL in parts of the area	1,000 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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