Hennepin County property record for 620 Big Island, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,629 sqft · built 1993 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $352,000 (Dec 1996) |
| Tax Bill | $10,974 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-117-23-31-0032 |
| Primary APN | 22-117-23-31-0032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,629 sqft Living Area |
| Gross Area | 1,773 sqft |
| 1st Floor Area | 1,224 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,382 sqft (0.95 acres) |
| View / Lot | Lake Front |
| Porch | Screened Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 552 sqft |
| Patio Area | 552 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Street Address | 620 BIG IS |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLOCK 001 B ISLAND POINTE IRREGULAR |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 22 |
| Legal Quarter | 31 |
| Legal Subdivision | ISLAND POINTE |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | ORONO |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 27205 |
Source: Hennepin County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 27, LONG LAKE, MN 55356-0027 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 1996 · Amount on Record |
| Deed Sale | Dec 27, 1996 · Amount on Record |
| Deed Document Number | 1996627193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 620 BIG IS, EXCELSIOR, MN 55331 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Title Company | THE TITLE GROUP INC |
| Name | Verified Name |
|---|
| Document Number | 0A11250136 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | A11250136 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.14% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | 3 Years |
| Min Rate At Change | 6.99% |
| Max Rate At Change | 15.1% |
| Index | 3-Year TN |
| Max Rate | 18% |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Orono City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,974.00 (+7.65%) | $904,500 (+2.9%) Land $629,000 Building $275,500 | $904,500 (+2.9%) Land $629,000 Building $275,500 |
| 2023 | $10,194.00 Homeowner's exemption | ||
| 2022 | $879,000 Land $570,000 Building $309,000 | $879,000 Land $570,000 Building $309,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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