Lancaster County property record for 620 Bernhard Ave, Mount Joy, PA 17552
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1985 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $226,000 (Sep 2026) |
| Tax Bill | $3,002 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-98985-0-0000 |
| Primary APN | 450-98985-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Upper Floors Area | 480 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Duplex Single |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 620 BERNHARD AVE |
|---|---|
| City | MOUNT JOY |
| State | PA |
| Zip | 17552-1143 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MDR |
| Legal Description | 620 BERNHARD AVE |
| Legal Subdivision | HUTH ENGINEERS INC |
| Legal Lot Number | 9A |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | MOUNT JOY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10902 |
Source: Lancaster County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 BERNHARD AVE, MOUNT JOY, PA 17552-1143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| Dec 22, 2022 | Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU |
| May 7, 2021 | Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU |
| Nov 10, 2020 | Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Prior Sale | Jun 15, 2023 · Amount on Record |
| Deed Document Number | 202636714 |
| Prior Transfer Date | Aug 31, 2026 |
| Prior Transfer Doc | 0000036714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Sep 2, 2026 |
| Property Address | 620 BERNHARD AVE, MOUNT JOY, PA 17552-1143 |
| Document Number | 0000036714 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202636714 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | REALTY SETTLEMENT SERVICES INC, REALTY SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228,260.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 BERNHARD AVE, MOUNT JOY, PA 17552-1143 |
| Document Number | 0000036715, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 202636715 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000036716, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 202636716 |
| Name | PENNSYLVANIA HSNG FINANCE AGENCY |
|---|
| Amount | Amount Recorded |
|---|
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 620 BERNHARD AVE, MOUNT JOY, PA 17552-1143 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 620 BERNHARD AVE, MOUNT JOY, PA 17552-1143 |
| Document Number | 0006717974 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 6717974 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Address | ENOLA, PA 17025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 620 BERNHARD AVE, MOUNT JOY, PA 17552-1143 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 620 BERNHARD AVE, MOUNT JOY, PA 17552-1143 |
| Document Number | 0006600938 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 6600938 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Address | MECHANICSBURG, PA 17055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Nov 10, 2020 |
| Property Address | 620 BERNHARD AVE, MOUNT JOY, PA 17552-1143 |
| Document Number | 0006559112 |
| Map Reference | MB J-136 PG 123 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 6559112 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,349.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 BERNHARD AVE, MOUNT JOY, PA 17552-1143 |
| Document Number | 0006559113 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 6559113 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Mount Joy Borough |
| Unified School District | Donegal School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,002.00 (+5.52%) | $104,500 (-) Land $38,600 Building $65,900 | $104,500 (-) Land $38,600 Building $65,900 |
| 2025 | $2,845.00 (+1.79%) | ||
| 2024 | $2,795.00 | $104,500 Land $38,600 Building $65,900 | |
| 2018 | $104,500 Land $38,600 Building $65,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT JOY BORO AUTH serves 15,261 people · EPA ID PA7360091 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jan 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures