620 Bernard Rd, Rocky Mount, VA 24151 Property Records

Franklin County property record for 620 Bernard Rd, Rocky Mount, VA 24151

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,480 sqft · built 1958
Lot Size0.458 acres (19,980 sqft)
OwnerIndividual Name on Record
Last Sale$149,900 (Sep 2021)
Tax Bill$1,069 (2025)
Deeds & MortgagesApr 2026 Transfer
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN202 01-031 00

Property Details

APN / Parcel Number

Primary APN202 01-031 00
Alternative APN
  • 18582

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,480 sqft Living Area
Gross Area1,560 sqft
1st Floor Area1,080 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Roof TypeGable
Roof MaterialMetal
Lot Area19,980 sqft (0.458 acres)
TerrainRolling
DrivewayPaver Driveway

Exterior Amenities

PorchPorch
Porch Area68 sqft
Patio Area12 sqft
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number18582
Street Address620 BERNARD RD
CityROCKY MOUNT
StateVA
Zip24151-2250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionFRANKLIN HEIGHTS LOT 1
Legal SubdivisionFRANKLIN HEIGHTS
Legal Lot Number1
JurisdictionFRANKLIN VA
Township / Civil DivisionROCKY MOUNT
Census Block Group2
Census Block2009
Census Tract20400

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address620 BERNARD RD, ROCKY MOUNT, VA 24151-2250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 2, 2021Deed, Transfer · Conventional Mortgage
THE FIRST BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2021 · Amount on Record
Deed SaleSep 2, 2021 · Amount on Record
Prior SaleJun 7, 2006 · Amount on Record
Deed Document Number20218217
Deed Book / Page1169 / 1464
Last Transfer DateMar 28, 2026
Transfer Doc0000002109
Record UpdatedSep 20, 2026

April 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionFRANKLIN VA
Recording DateApr 6, 2026
Property Address620 BERNARD RD, ROCKY MOUNT, VA 24151-2250
Document Number0000002109
Book / Page1243 / 1213
Instrument DateMar 28, 2026
Instrument20262109
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 BERNARD RD, ROCKY MOUNT, VA 24151-2250

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN VA
Recording DateSep 2, 2021
Property Address620 BERNARD RD, ROCKY MOUNT, VA 24151-2250
Document Number0011691464
Book / Page1169 / 1464
Map ReferenceMB 2 PG 159
Instrument DateAug 30, 2021
Instrument210008217
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyVIRGINIA TITLE CTR LLC, VIRGINIA TITLE CENTER LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address620 BERNARD RD, ROCKY MOUNT, VA 24151-2250

Mortgage

Document Number210008218
DateSep 2, 2021
Instrument210008218
Lender
NameTHE FIRST BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2041

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
MunicipalityRocky Mount Town
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,069.00 (+18.12%)$248,800 (+67.54%) Land $38,000 Building $210,800$248,800 (+67.54%) Land $38,000 Building $210,800
2023$905.00$148,500 (-) Land $35,000 Building $113,500$148,500 (-) Land $35,000 Building $113,500
2022$148,500 Land $35,000 Building $113,500$148,500 Land $35,000 Building $113,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ROCKY MOUNT
serves 6,000 people · EPA ID VA5067840
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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