620 Benton St, Valley Park, MO 63088 Property Records

St. Louis County property record for 620 Benton St, Valley Park, MO 63088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,501 sqft · built 1953
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Aug 2018)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`25P-21-0306`

Property Details

APN / Parcel Number

Primary APN	`25P-21-0306`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,501 sqft Living Area
1st Floor Area	1,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2017
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
View / Lot	Cul-De-Sac
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	620 BENTON ST
City	VALLEY PARK
State	MO
Zip	63088-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	58R2
Legal Description	VALLEY PARK LOT 6
Legal Subdivision	VALLEY PARK
Legal Block	24
Legal Lot Number	6
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1070
Census Tract	218104

Owner

620 Benton St is owned and occupied by an individual who bought it in August 2018.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	620 BENTON ST, VALLEY PARK, MO 63088-1806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 2, 2019	Deed of Trust, Mortgage · FHA Mortgage FAMILY FINANCE MORTGAGE LLC
Sep 23, 2019	Deed of Trust, Mortgage FAMILY FIN MTG
Aug 7, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Nov 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CARLYLE INV
Dec 13, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF SULLIVAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2018 · Amount on File
Deed Sale	Aug 7, 2018 · Amount on File
Prior Sale	Feb 6, 2013 · Amount on File
Deed Document Number	2018272
Deed Book / Page	23142 / 961
Prior Transfer Date	Aug 20, 2012
Prior Transfer Doc	0201263070
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	620 BENTON ST, VALLEY PARK, MO 63088-1806
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 BENTON ST, VALLEY PARK, MO 63088-1806

Mortgage

Document Number	0245325237
Date	Dec 23, 2020
Book Page	24532/5237
Instrument	2020122300839

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	620 BENTON ST, VALLEY PARK, MO 63088-1806
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FREEDOM TITLE LLC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02372400288
Date	Oct 2, 2019
Book Page	23724/00288
Instrument	2019100200056

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	620 BENTON ST, VALLEY PARK, MO 63088-1806
Document Number	0237240288
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 BENTON ST VALLEY PARK MO 630881806, VALLEY PARK, MO 63088-1806

Mortgage

Document Number	0237240288
Date	Oct 2, 2019
Book Page	023724/000288
Instrument	56

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 7, 2018
Property Address	620 BENTON ST, VALLEY PARK, MO 63088-1806
Document Number	0231420961
Book / Page	023142 / 000961
Instrument Date	Jul 31, 2018
Instrument	272
Transaction Type	Transfer
Record Updated	Oct 16, 2018
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 BENTON ST VALLEY PARK MO 630881806, VALLEY PARK, MO 63088-1806

Mortgage

Document Number	231420964
Date	Aug 7, 2018
Book Page	023142/000964
Instrument	273

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 30, 2017
Property Address	620 BENTON ST, VALLEY PARK, MO 63088-1806
Document Number	0227981387
Book / Page	022798 / 001387
Instrument Date	Nov 21, 2017
Instrument	232
Transaction Type	Construction Loan
Record Updated	Dec 7, 2017
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	227981387
Date	Nov 30, 2017
Book Page	022798/001387
Instrument	232

Lender

Name	CARLYLE INV
Type	MERS
Address	HILLSBORO, MO 63050

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 29, 2018

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	620 BENTON ST, VALLEY PARK, MO 63088-1806
Document Number	0223500018
Book / Page	022350 / 000018
Instrument Date	Dec 13, 2016
Transaction Type	Mortgage
Record Updated	Jan 16, 2017
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3024 HILGERT DR HIGH RIDGE MO 630492163, HIGH RIDGE, MO 63049-2163

Mortgage

Document Number	0223500018
Date	Jan 10, 2017
Book Page	022350/000018
Instrument	6

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	SULLIVAN, MO 63080

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 620 Benton St was $2,279, down 3.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Valley Park City
Unified School District	Valley Park School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,790 (-) Land $14,630 Building $14,160	$151,500 (-) Land $77,000 Building $74,500
2025	$2,279.00 (-3.19%)	$28,790 Land $14,630 Building $14,160	$151,500 Land $77,000 Building $74,500
2024	$2,354.00 (+0.73%)
2023	$2,337.00 (+16.44%)	$28,160 (+27.54%) Land $16,740 Building $11,420	$148,200 Land $88,100 Building $60,100
2022	$2,007.00	$22,080 Land $10,430 Building $11,650
2021			$116,200 Land $54,900 Building $61,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Benton St in Zone X, where a levee reduces flood risk, though there have been 12 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 91 policies
Nearby Flood Policies	91 in force
Nearby Flood Claims	12 (2008–2024)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Benton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Nearby Properties on Benton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures