620 Beach Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 620 Beach Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,608 sqft · built 1954
Lot Size	0.281 acres (12,243 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (Jan 2008)
Tax Bill	$7,262 (2023)
Deeds & Mortgages	Mar 2018 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-412-02221400`

Property Details

APN / Parcel Number

Primary APN	`02-412-02221400`
Alternative APNs	`241202221400` `41202221400`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,608 sqft Total Area
1st Floor Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,243 sqft (0.281 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	200 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	41202221400
Old Parcel Number	241202221400
Street Address	620 BEACH DR
City	ANNAPOLIS
State	MD
Zip	21403-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 61 BK A SC 1 620 BEACH DR HILLSMERE ESTATES
Legal Section	1
Legal Subdivision	HILLSMERE ESTATES
Legal Block	A
Legal Lot Number	61
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1006
Census Tract	702601

Owner

Source: Anne Arundel County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	620 BEACH DR, ANNAPOLIS, MD 21403-4104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
May 21, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2008 · Amount on Record
Deed Sale	Jan 29, 2008 · Amount on Record
Prior Sale	Sep 21, 2004 · Amount on Record
Deed Document Number	000698
Deed Book / Page	19837 / 225
Record Updated	Jun 7, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	620 BEACH DR, ANNAPOLIS, MD 21403-4104
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0318860180
Date	Mar 1, 2018
Book Page	31886/180

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	620 BEACH DR, ANNAPOLIS, MD 21403-4104
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0346190319
Date	May 21, 2020
Book Page	34619/319

Lender

Name	TRUIST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,262.00 Homeowner's exemption	$768,000 Land $614,100 Building $153,900	$768,000 Land $614,100 Building $153,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–2014)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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