620 Bay Rd, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 620 Bay Rd, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 994 sqft · built 1973
Lot Size	0.874 acres (38,088 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,000 (Aug 1996)
Tax Bill	$7,378 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2017 Line of Credit
APN	`26D000065`

Property Details

APN / Parcel Number

Primary APN	`26D000065`
Alternative APN	`AMHE M:0026D B:0000 L:0065`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	994 sqft Living Area
Gross Area	2,646 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,088 sqft (0.874 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	26D000065
Street Address	620 BAY RD
City	AMHERST
State	MA
Zip	01002-3543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	65
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	2
Census Block	2022
Census Tract	820801

Owner

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 BAY RD, AMHERST, MA 01002-3543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Oct 5, 2017	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 1996 · Amount on Record
Deed Sale	Aug 20, 1996 · Amount on Record
Deed Book / Page	4955 / 227
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	620 BAY RD, AMHERST, MA 01002-3543
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014655-108
Date	Aug 23, 2022
Book Page	14655/108
Instrument	17649

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	620 BAY RD, AMHERST, MA 01002-3543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12767-297
Date	Oct 5, 2017
Book Page	12767/297
Instrument	20918

Lender

Name	UMASS/FIVE COLL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2042

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,378.00 (+10,147.22%)	$436,300 (+7.86%) Land $184,200 Building $252,100	$466,897 (-8.44%)
2025	$72.00 (-98.98%)	$404,500 (+5.92%) Land $169,100 Building $235,400	$509,960
2024	$7,069.00 (+6.9%)	$381,900 (+16.08%) Land $159,700 Building $222,200
2023	$6,613.00	$329,000 Land $145,200 Building $183,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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