620 Bancroft Ave, Richmond, VA 23222 Property Records

Richmond City property record for 620 Bancroft Ave, Richmond, VA 23222

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,056 sqft · built 1910
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Jul 2020)
Tax Bill	$4,668 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2019 Line of Credit + 2 more
APN	`N-000-1261-027`

Property Details

APN / Parcel Number

Primary APN	`N-000-1261-027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	620 BANCROFT AVE
City	RICHMOND
State	VA
Zip	23222-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5 SINGLE
Legal Description	W HIGHLAND PARK L17-18 BB; 0050.00X0120.00 0000.000
Legal Subdivision	WEST HIGHLAND PARK
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3009
Census Tract	10800

Owner

620 Bancroft Ave is owned and occupied by an individual who bought it in July 2020.

Source: Richmond City records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	620 BANCROFT AVE, RICHMOND, VA 23222-2811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit EQUITY TRUST COMPANY
Jul 2, 2020	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 10, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	Jun 10, 2019 · Amount on File
Deed Document Number	202014446
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	620 BANCROFT AVE, RICHMOND, VA 23222-2811
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016780
Date	Jun 11, 2021
Instrument	210016780

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	620 BANCROFT AVE, RICHMOND, VA 23222-2811
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	C&C TITLE & SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023846
Date	Nov 12, 2019
Instrument	190023846

Lender

Name	EQUITY TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Jul 2, 2020
Property Address	620 BANCROFT AVE, RICHMOND, VA 23222-2811
Document Number	0000014446
Instrument Date	Jun 26, 2020
Instrument	200014446
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 BANCROFT AVE, RICHMOND, VA 23222-2811

Mortgage

Document Number	0000014447
Date	Jul 2, 2020
Instrument	200014447

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Jun 10, 2019
Property Address	620 BANCROFT AVE, RICHMOND, VA 23222-2811
Document Number	0000011328
Instrument Date	Jun 4, 2019
Instrument	11328
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$67.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	732 S PROVIDENCE RD NORTH CHESTERFIELD VA 232363338, NORTH CHESTERFIELD, VA 23236-3338

Tax Assessment & Valuation

The 2026 property tax bill for 620 Bancroft Ave was $4,668, up 14.7% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,668.00 (+14.75%)	$389,000 Land $69,000 Building $320,000	$389,000 Land $69,000 Building $320,000
2025	$4,068.00
2024		$320,000 Land $61,000 Building $259,000
2023			$320,000 Land $61,000 Building $259,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 620 Bancroft Ave; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 Bancroft Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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