620 Atlantic St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 620 Atlantic St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 880 sqft · built 1944
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (May 2000)
Tax Bill	$1,095 (2025)
Deeds & Mortgages	Sep 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`532-06-00-125`

Property Details

APN / Parcel Number

Primary APN	`532-06-00-125`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	892 sqft
1st Floor Area	880 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Bungalow
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	180 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	198 sqft
Deck Area	35 sqft
Patio Area	35 sqft
Shed	1 Shed
Shed Area	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	620 ATLANTIC ST
City	MOUNT PLEASANT
State	SC
Zip	29464-4406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -MT PLEASANT HGTS DESCRIPTION -LT 67
Legal Subdivision	MT PLEASANT HGTS
Legal Lot Number	67
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1008
Census Tract	4701

Owner

620 Atlantic St is owned and occupied by an individual who bought it in May 2000.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	620 ATLANTIC ST, MOUNT PLEASANT, SC 29464-4406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2000 · Amount on File
Deed Sale	May 8, 2000 · Amount on File
Deed Book / Page	347 / 1
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	620 ATLANTIC ST, MOUNT PLEASANT, SC 29464-4406
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 ATLANTIC ST, MOUNT PLEASANT, SC 29464-4406

Mortgage

Document Number	0011400462
Date	Sep 28, 2022
Book Page	1140/462

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	727 Months
Due	Apr 15, 2083

Interest

Rate Type	Adjustable Rate
Rate	6.66%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.6%

Tax Assessment & Valuation

The 2025 property tax bill for 620 Atlantic St was $1,095, up 13.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,095.00 (+13.35%)	$300,829 (+3,451.7%) Land $213,787 Building $87,042	$1,076,600 Land $800,000 Building $276,600
2024	$966.00	$8,470
2022	$860.00	$8,470	$492,500 Land $350,000 Building $142,500
2020			$492,500 Land $350,000 Building $142,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Atlantic St in Zone X, an area of minimal flood risk, though there have been 120 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	120 (1979–2017)
Claims Outside the SFHA	21 of 120
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Atlantic St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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