St. Johns County property record for 620 Arbor Park Way, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,973 sqft · built 2010 |
| Lot Size | 0.36 acres (15,681 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Aug 2020) |
| Tax Bill | $2,105 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103203-0930 |
| Primary APN | 103203-0930 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,973 sqft Living Area |
| Gross Area | 3,627 sqft |
| 1st Floor Area | 1,373 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,681 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 534 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 235 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 620 ARBOR PARK WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-6519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 57/19-28 HERITAGE PARK PARCELS D-1 & D-2 LOT 93 OR5028/84 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 51 |
| Legal Subdivision | HERITAGE PARK PARCELS D-1 & D-2 |
| Legal Block | 3 |
| Legal Lot Number | 93 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20903 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 620 ARBOR PARK WAY, SAINT AUGUSTINE, FL 32084-6519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Aug 28, 2020 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Jun 26, 2017 | Intrafamily Transfer, Transfer · ARM COMPASS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Prior Sale | Jun 28, 2010 · Amount on Record |
| Deed Document Number | 202072655 |
| Deed Book / Page | 5028 / 84 |
| Prior Transfer Date | Jun 19, 2017 |
| Prior Transfer Doc | 0043940310 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 620 ARBOR PARK WAY, SAINT AUGUSTINE, FL 32084-6519 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0054370001 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 5437/1 |
| Instrument | 2021131477 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 28, 2020 |
| Property Address | 620 ARBOR PARK WAY, SAINT AUGUSTINE, FL 32084-6519 |
| Document Number | 0050280084 |
| Book / Page | 5028 / 84 |
| Map Reference | MB 57 PG 19-28 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 2020072655 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4769 LAKESIDE CIR E, 4769, DAVIE, FL 33314-4209 |
| Name | Verified Name |
|---|---|
| Address | 620 ARBOR PARK WAY, SAINT AUGUSTINE, FL 32084-6519 |
| Document Number | 502886 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 5028/86 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 26, 2017 |
| Property Address | 620 ARBOR PARK WAY, SAINT AUGUSTINE, FL 32084-6519 |
| Document Number | 0043940310 |
| Book / Page | 4394 / 0310 |
| Map Reference | MB57 PG19-28 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 2017043680 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 ARBOR PARK WAY, 620, SAINT AUGUSTINE, FL 32084-6519 |
| Name | Verified Name |
|---|---|
| Address | 620 ARBOR PARK WAY, SAINT AUGUSTINE, FL 32084-6519 |
| Document Number | 2017043681 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 2017043681 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jul 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,543 (+22.81%) | $480,518 (+18.19%) Land $95,000 Building $385,518 | |
| 2025 | $2,105.00 (+11.32%) Disabled Person's exemption Veteran's exemption | $317,201 (+2.9%) | $406,548 (-6.18%) Land $85,000 Building $321,548 |
| 2024 | $1,891.00 (+7.26%) Disabled Person's exemption Veteran's exemption | $308,261 (+3%) | $433,345 (+3.26%) Land $95,000 Building $338,345 |
| 2023 | $1,763.00 (-64.56%) Disabled Person's exemption Veteran's exemption | $299,283 (+3%) | $419,652 (-0.17%) Land $105,000 Building $314,652 |
| 2022 | $4,975.00 Homeowner's exemption | $290,566 | $420,351 Land $91,840 Building $328,511 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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