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620 Ann St, Oceanside, CA 92057 Property Records

San Diego County property record for 620 Ann St, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1970
Square Footage1,074 sqft Living Area
Lot Size6,200 sqft (0.142 acres)
OccupancyOwner Occupied
Last Sale$510,000 (2020)
Tax Bill$6,142.00 (2025)

Property Details

APN / Parcel Number

Primary APN122-200-05-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,074 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area6,200 sqft (0.142 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address620 ANN ST
CityOCEANSIDE
StateCA
Zip92057-3502
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 188 TR 006230
Legal SubdivisionMESA MARGARITA
Legal Tract006230
Legal Block2
Legal Lot Number188
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2002
Census Tract18617

Owner

Source: San Diego County records · APN 122-200-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address620 ANN ST, OCEANSIDE, CA 92057-3502
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 09, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Nov 20, 2020Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EZ FUNDINGS INC
Apr 18, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
MORTGAGE ONE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2020 · Amount on Record
Deed SaleNov 20, 2020 · Amount on Record
Prior SaleJul 26, 2018 · Amount on Record
Deed Doc Number2020740111
Record RefreshedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address620 ANN ST, OCEANSIDE, CA 92057-3502
Transaction TypeMortgage
Record UpdatedMay 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 ANN ST, OCEANSIDE, CA 92057-3502

Mortgage

Document Number0000120369
DateMay 09, 2023
Instrument2023-0120369
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term331 Months
DueDec 01, 2050

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 20, 2020
Property Address620 ANN ST, OCEANSIDE, CA 92057-3502
Document Number0000740111
Instrument DateOct 27, 2020
Instrument740111
Transaction TypeTransfer
Record UpdatedDec 01, 2020
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$561.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address620 ANN ST OCEANSIDE CA 920573502, OCEANSIDE, CA 92057-3502

Mortgage

Document Number740112
DateNov 20, 2020
Instrument740112
Lender
NameEZ FUNDINGS INC
AddressRANCHO CUCAMONGA, CA 91730
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address620 ANN ST, OCEANSIDE, CA 92057-3502
Document Number0000147776
Instrument DateApr 18, 2019
Transaction TypeMortgage
Record UpdatedMay 02, 2019
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address620 ANN ST OCEANSIDE CA 920573502, OCEANSIDE, CA 92057-3502

Mortgage

Document Number0000147776
DateApr 23, 2019
Instrument147776
Lender
NameMORTGAGE ONE
TypeMortgage Company
Address5860 OWENS AVE # 130, CARLSBAD, CA 92008-5527
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 22, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$563,078 (+2%) Land $397,467 Building $165,611
2025$6,142.00 (+5.23%) Homeowner's exemption$552,038 (+4.04%) Land $389,674 Building $162,364
2023$5,837.00 (+1.57%) Homeowner's exemption$530,604 Land $374,544 Building $156,060
2022$5,747.00

Flood & Wildfire

620 Ann St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 20th in California
Wildfire LikelihoodLow — about 1 in 2,381 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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