620 Alice Pl, Elgin, IL 60123 Property Records

Kane County property record for 620 Alice Pl, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,474 sqft · built 1988
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,500 (Jul 2019)
Tax Bill	$10,283 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-378-012`

Property Details

APN / Parcel Number

Primary APN	`06-09-378-012`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,474 sqft Living Area
Gross Area	3,711 sqft
Basement Area	1,237 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Width	64 ft Width
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	620 ALICE PL
City	ELGIN
State	IL
Zip	60123-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 5 LOT 117
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	117
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3011
Census Tract	851909

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 ALICE PL, ELGIN, IL 60123-4706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 17, 2019	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	Jun 21, 2016 · Amount on Record
Deed Document Number	201930789
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	620 ALICE PL, ELGIN, IL 60123-4706
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013830
Date	Feb 22, 2021
Instrument	2021K013830

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 17, 2019
Property Address	620 ALICE PL, ELGIN, IL 60123-4706
Document Number	0000030789
Instrument Date	May 29, 2019
Instrument	2019K030789
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 DALLAS DR, BARNETT, IL

Mortgage

Document Number	0000030790
Date	Jul 17, 2019
Instrument	2019K030790

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,283.00 (+23.19%) Homeowner's exemption
2024		$124,147 (+21.39%) Land $31,863 Building $92,284	$372,590 (+21.44%) Land $95,627 Building $276,963
2022	$8,347.00 (+4.4%) Homeowner's exemption	$102,269 (+6.96%) Land $26,248 Building $76,021	$306,807 (+6.96%) Land $78,744 Building $228,063
2021	$7,995.00 Homeowner's exemption	$95,614 Land $24,540 Building $71,074	$286,842 Land $73,620 Building $213,222

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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