620 Alberta St, Ferndale, MI 48220 Property Records

Oakland County property record for 620 Alberta St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,111 sqft · built 1949
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on Record
Last Sale	$177,500 (Sep 2015)
Tax Bill	$4,593 (2025)
Deeds & Mortgages	Mar 2026 Transfer Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-156-018`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-156-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,111 sqft Living Area
1st Floor Area	904 sqft
Basement Area	904 sqft
Unfinished Basement	904 sqft
Game Room	Game Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,704 sqft (0.108 acres)
Lot Dimensions	104 ft deep x 45 ft wide
Porch	Slab
Porch Area	62 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	620 ALBERTA ST
City	FERNDALE
State	MI
Zip	48220-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 GARDENDALE ASSESSOR'S PLAT NO 1 LOT 601
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	GARDENDALE
Legal Lot Number	601
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1015
Census Tract	173400

Owner

Source: Oakland County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 ALBERTA ST, FERNDALE, MI 48220-1802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage HANTZ BANK
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2015 · Amount on Record
Deed Sale	Sep 18, 2015 · Amount on Record
Prior Sale	Apr 22, 2003 · Amount on Record
Deed Document Number	2015187732
Deed Book / Page	48615 / 391
Last Transfer Date	Dec 12, 2025
Transfer Doc	0000031796
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 17, 2026
Property Address	620 ALBERTA ST, FERNDALE, MI 48220-1802
Document Number	20260031796
Book / Page	61022 / 856
Map Reference	LB 35 PG 43
Instrument Date	Dec 12, 2025
Instrument	20260031796
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 W HARRY AVE, HAZEL PARK, MI 48030-2075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 ALBERTA ST, FERNDALE, MI 48220-1802

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	620 ALBERTA ST, FERNDALE, MI 48220-1802
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 ALBERTA ST, FERNDALE, MI 48220-1802

Mortgage

Document Number	0000138552
Date	Oct 29, 2025
Book Page	60669/629
Instrument	138552

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	620 ALBERTA ST, FERNDALE, MI 48220-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087271
Date	May 25, 2018
Book Page	51845/00842
Instrument	87271

Lender

Name	HANTZ BANK
Type	Bank
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	620 ALBERTA ST, FERNDALE, MI 48220-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 ALBERTA ST, FERNDALE, MI 48220-1802

Mortgage

Document Number	0000268812
Date	Dec 17, 2020
Book Page	55356/422
Instrument	268812

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,593.00 (-2.83%) Homeowner's exemption	$126,830 (+3.57%)	$253,660 (+3.57%)
2024	$4,727.00 (+5.87%)
2023		$122,460	$244,920
2021	$4,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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