620 Adams St, Ottawa, IL 61350 Property Records

LaSalle County property record for 620 Adams St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,412 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Trust Name on File
Last Sale	$245,000 (Nov 2022)
Tax Bill	$6,137 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-14-224-006`

Property Details

APN / Parcel Number

Primary APN	`22-14-224-006`
Alternative APN	`18-14-251-006`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,412 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	620 ADAMS ST
City	OTTAWA
State	IL
Zip	61350-3882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COOLEYS ADD TO OTTAWA, LT 8 BLK 1 SEC 14-33-3
Legal Range	03
Legal Township	33
Legal Section	14
Legal Subdivision	COOLEYS ADD
Legal Block	1
Legal Lot Number	8
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	3
Census Block	3006
Census Tract	963600

Owner

620 Adams St is owner-occupied and held in a trust since November 2022.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Trust Name on File
Mailing Address	620 ADAMS ST, OTTAWA, IL 61350-3882
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · Commercial Mortgage AMERICAN COMMERCIAL BANK & TRT
Mar 2, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Deed Document Number	202214159
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Nov 4, 2022
Property Address	620 ADAMS ST, OTTAWA, IL 61350-3882
Document Number	0202214159
Instrument Date	Nov 1, 2022
Instrument	2022-14159
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 ADAMS ST, OTTAWA, IL 61350-3882

Mortgage

Document Number	0202214160
Date	Nov 4, 2022
Instrument	2022-14160

Lender

Name	AMERICAN COMMERCIAL BANK & TRT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.25%

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Mar 2, 2021
Property Address	620 ADAMS ST, OTTAWA, IL 61350-3882
Document Number	0202103250
Instrument Date	Feb 24, 2021
Instrument	2021-03250
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 W MADISON ST, 301, OTTAWA, IL 61350-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 CHRISTIE ST, OTTAWA, IL 61350-3562

Tax Assessment & Valuation

The 2025 property tax bill for 620 Adams St was $6,137, up 7.4% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,137.00 (+7.37%)	$71,938 Land $8,040 Building $63,898	$215,814 Land $24,120 Building $191,694
2024	$5,716.00
2023		$60,973 (+9.53%) Land $6,814 Building $54,159	$182,919 (+9.53%) Land $20,442 Building $162,477
2022		$55,668 Land $7,106 Building $48,562	$167,004 Land $21,318 Building $145,686

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Adams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Adams St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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