Carter County property record for 620 A St NW, Ardmore, OK 73401
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,660 sqft · built 1950 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $32,000 (Jul 2023) |
| Tax Bill | $942 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Apr 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0010-00-183-001-0-001-00 |
| Primary APN | 0010-00-183-001-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 124 ft deep x 65 ft wide |
| Porch | Slab |
| Porch Area | 256 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 1732 |
|---|---|
| Street Address | 620 A ST NW |
| City | ARDMORE |
| State | OK |
| Zip | 73401-5959 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Description | ARDMORE LOTS & BLKS, BLK 183 LOT 1 BEG SW/C OF LOT; ELY 124; NLY 59.4; WLY 124; S 65 TO POB- |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 30 |
| Legal Subdivision | ARDMORE CITY |
| Legal Block | 183 |
| Legal Lot Number | 1 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 893100 |
620 A St NW, a duplex, is owned by two individuals who bought it in July 2023.
Source: Carter County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1102 CIRCLE DR, ARDMORE, OK 73401-1322 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Apr 14, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK AND TRUST ARDMORE |
| Jul 25, 2023 | Warranty Deed, Transfer STEWART TITLE, STEWART TITLE OF OK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on File |
| Deed Sale | Jul 25, 2023 · Amount on File |
| Prior Sale | Aug 26, 1994 |
| Deed Document Number | 20237103 |
| Deed Book / Page | 7411 / 122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Oct 7, 2026 |
| Property Address | 620 A ST NW, ARDMORE, OK 73401-5959 |
| Document Number | 0000010309 |
| Book / Page | 7968 / 124 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202610309 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 620 A ST NW, ARDMORE, OK 73401-5959 |
| Document Number | 0000010309, |
|---|---|
| Date | Oct 7, 2026 |
| Book Page | 7968/124 |
| Instrument | 202610309 |
| Name | FIRST NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 46 Months |
| Due | Aug 16, 2030 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Apr 14, 2026 |
| Property Address | 620 A ST NW, ARDMORE, OK 73401-5959 |
| Document Number | 0000003486 |
| Book / Page | 7872 / 147 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20263486 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1006 CIRCLE DR, ARDMORE, OK 73401-1320 |
| Document Number | 0000003486, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 7872/147 |
| Instrument | 20263486 |
| Name | FIRST NATIONAL BANK AND TRUST ARDMORE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 9, 2027 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jul 25, 2023 |
| Property Address | 620 A ST NW, ARDMORE, OK 73401-5959 |
| Document Number | 007411/122 |
| Book / Page | 7411 / 122 |
| Instrument Date | Jul 24, 2023 |
| Instrument | I-2023-007103 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF OK INC |
| Amount | Amount on Record |
|---|---|
| Tax | $48.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1102 CIRCLE DR, ARDMORE, OK 73401-1322 |
The 2025 property tax bill for 620 A St NW was $942.
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,447 (+0.11%) Land $900 Building $8,547 | $78,727 (+0.11%) Land $7,500 Building $71,227 | |
| 2025 | $942.00 | $9,437 Land $900 Building $8,537 | $78,639 Land $7,500 Building $71,139 |
| 2023 | $393.00 (+8.56%) | $3,985 (+5.01%) Land $900 Building $3,085 | $69,494 (+17.46%) Land $7,500 Building $61,994 |
| 2022 | $362.00 | $3,795 Land $900 Building $2,895 | $59,163 Land $7,500 Building $51,663 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 620 A St NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 620 A St NW has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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