620 8th St, Etowah, TN 37331 Property Records

McMinn County property record for 620 8th St, Etowah, TN 37331

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,224 sqft · built 1925
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$155,500 (Jul 2020)
Tax Bill	$766 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054118B E 00700`

Property Details

APN / Parcel Number

Primary APN	`054118B E 00700`
Alternative APNs	`118B E 00700 00004118B` `118B E 00700`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Attic Area	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1991
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached

Exterior Amenities

Porch	Enclosed Porch
Porch Area	232 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	118B E 00700 00004118B
Street Address	620 8TH ST
City	ETOWAH
State	TN
Zip	37331-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04 04 115D N 115D 02700 000, COUNTY AREA: I01
Legal Subdivision	ETOWAH
Legal Block	47
Legal Lot Number	9 10
Jurisdiction	MCMINN TN
Township / Civil Division	4
Census Block Group	3
Census Block	3050
Census Tract	970602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Etowah Historic District listed 1996 · 185 contributing resources · NRIS 96000818

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 8TH ST, ETOWAH, TN 37331-1106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
May 28, 2021	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jul 15, 2020	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
May 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	May 23, 2017
Deed Document Number	000022G478
Deed Book / Page	22G / 478
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Recording Date	Sep 10, 2026
Property Address	620 8TH ST, ETOWAH, TN 37331-1106
Document Number	0000277927
Book / Page	13 / 2117
Instrument Date	Jul 31, 2026
Instrument	2026277927
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 8TH ST, ETOWAH, TN 37331-1106

Mortgage

Document Number	0000277927,
Date	Sep 10, 2026
Book Page	13/2117
Instrument	2026277927

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Jun 1, 2051

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	620 8TH ST, ETOWAH, TN 37331-1106
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1240805
Date	May 28, 2021
Book Page	1240/805
Instrument	225593

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	MEMPHIS, TN 38119

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jul 15, 2020
Property Address	620 8TH ST, ETOWAH, TN 37331-1106
Document Number	000022G478
Book / Page	22G / 478
Map Reference	MB PP VOL 2 PG 364-3
Instrument Date	Jul 13, 2020
Instrument	216534
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 8TH ST, ETOWAH, TN 37331-1106

Mortgage

Document Number	0000216535
Date	Jul 15, 2020
Instrument	216535

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCMINN TN
Recording Date	May 23, 2017
Property Address	620 8TH ST, ETOWAH, TN 37331-1106
Document Number	21C406
Book / Page	00021C / 000406
Instrument Date	Jan 26, 2017
Instrument	189590
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	785 COUNTY ROAD 439 ATHENS TN 373036513, ATHENS, TN 37303-6513

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Municipality	Etowah City
Elementary School District	Etowah City School District (PK - 08)
Secondary School District	McMinn County School District in Etowah (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$766.00 (+4.79%)	$32,500 (+4.75%) Land $2,475 Building $30,025
2024	$731.00	$31,025 (-) Land $2,475 Building $28,550
2023	$731.00 (+13.16%)	$31,025 (+59.31%) Land $2,475 Building $28,550	$130,000 (+66.88%) Land $9,900 Building $120,100
2022	$646.00	$19,475 Land $1,300 Building $18,175	$77,900 Land $5,200 Building $72,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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