Grand Traverse County property record for 620 7th St, Traverse City, MI 49684
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,327 sqft · built 1910 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Jun 1994) |
| Tax Bill | $4,210 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-638-152-00 |
| Primary APN | 51-638-152-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,327 sqft Living Area |
| Basement Area | 1,385 sqft |
| Unfinished Basement | 1,385 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 458 sqft |
| Patio Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 620 7TH ST |
|---|---|
| City | TRAVERSE CITY |
| State | MI |
| Zip | 49684-2435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 23-24 BLOCK 18 HANNAH LAY & COS 6TH ADD |
| Legal Subdivision | COS 6TH ADD |
| Legal Block | 18 |
| Legal Lot Number | 23,24 |
| Jurisdiction | GRAND TRAVERSE MI |
| Township / Civil Division | TRAVERSE CITY |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 551500 |
620 7th St is owned and occupied by two individuals who bought it in June 1994.
Source: Grand Traverse County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 7TH ST, TRAVERSE CITY, MI 49684-2435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 1994 · Amount on File |
| Deed Sale | Jun 17, 1994 · Amount on File |
| Deed Book / Page | 1011 / 722 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 620 7th St was $4,210.
Source: Grand Traverse County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Grand Traverse County |
| Municipality | Traverse City |
| Unified School District | Traverse City Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,600 (+6.75%) | $637,788 (+6.65%) | |
| 2025 | $4,210.00 Homeowner's exemption | $294,700 | $598,017 |
| 2023 | $190,200 | ||
| 2022 | $474,051 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 25, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 individual policies |
| Nearby Flood Policies | 21 units insured incl. 8 condo units |
| Nearby Flood Claims | 5 (1996–2026) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 620 7th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAVERSE CITY serves 14,532 people · EPA ID MI0006640 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Michigan Broadband Service.
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