620 4th St W, Park Rapids, MN 56470 Property Records

Hubbard County property record for 620 4th St W, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 755 sqft · built 1936
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$83,500 (Feb 2017)
Tax Bill	$892 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2017 Sale & Mortgage
APN	`32.55.08300`

Property Details

APN / Parcel Number

Primary APN	`32.55.08300`
Alternative APN	`52592`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	755 sqft Living Area
Flooring	Terrazzo
Interior Walls	Vinyl Panel/Coating

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Tin
Lot Area	15,682 sqft (0.36 acres)
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	104 sqft
Parking Spaces	2 Parking Spaces
Deck Area	64 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	52592
Street Address	620 4TH ST W
City	PARK RAPIDS
State	MN
Zip	56470-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.36 AC PRC GRAEBER'S ADD LOTS 11 & 12 BLK 7
Legal Subdivision	GRAEBER'S ADD
Legal Block	7
Legal Lot Number	11-12
Jurisdiction	HUBBARD MN
Township / Civil Division	PARK RAPIDS
Census Block Group	3
Census Block	3056
Census Tract	70600

Owner

620 4th St W is owned and occupied by an individual who bought it in February 2017.

Source: Hubbard County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	620 4TH ST W, PARK RAPIDS, MN 56470-1333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF PARK RAPIDS
Feb 24, 2017	Warranty Deed, Transfer · VA Mortgage CITIZENS NATIONAL BANK OF PARK RAPIDS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2017 · Amount on File
Deed Sale	Feb 24, 2017 · Amount on File
Deed Document Number	2017389389
Prior Transfer Date	Sep 29, 2011
Prior Transfer Doc	0000354735
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	620 4TH ST W, PARK RAPIDS, MN 56470-1333
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000430932
Date	Aug 8, 2023
Instrument	A000430932

Lender

Name	CITIZENS NATIONAL BANK OF PARK RAPIDS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Sep 10, 2028

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Feb 24, 2017
Property Address	620 4TH ST W, PARK RAPIDS, MN 56470-1333
Document Number	A000389389
Instrument Date	Feb 24, 2017
Instrument	A000389389
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 4TH ST W, PARK RAPIDS, MN 56470-1333

Mortgage

Document Number	A000389390
Date	Feb 24, 2017
Instrument	A000389390

Lender

Name	CITIZENS NATIONAL BANK OF PARK RAPIDS
Type	Bank
Address	PARK RAPIDS, MN 56470

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 620 4th St W was $892 with a homeowner's exemption, up 51.2% from the year before.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
Municipality	Park Rapids City
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$892.00 (+51.19%) Homeowner's exemption
2025	$590.00	$150,900 Land $19,300 Building $131,600	$150,900 Land $19,300 Building $131,600
2022	$1,946.00	$116,700 Land $16,600 Building $100,100	$116,700 Land $16,600 Building $100,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 620 4th St W; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 4th St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Park Rapids serves 4,298 people · EPA ID MN1290003
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Arvig Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Paul Bunyan Communications.

Nearby Properties on 4th St W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures