620 4th St, Sloan, IA 51055 Property Records

Woodbury County property record for 620 4th St, Sloan, IA 51055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1940
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`864629378006`

Property Details

APN / Parcel Number

Primary APN	`864629378006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	60 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	620 4TH ST
City	SLOAN
State	IA
Zip	51055-7763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W PARKS ADDN LOT 1
Legal Subdivision	SLOAN CITY OF W PARKS ADDN
Legal Lot Number	1
Jurisdiction	WOODBURY IA
Township / Civil Division	SLOAN
Census Block Group	1
Census Block	1089
Census Tract	3500

Owner

620 4th St is owned and occupied by two individuals who acquired it in November 2021.

Source: Woodbury County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 4TH ST, SLOAN, IA 51055-7763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Nov 24, 2021	Intrafamily Transfer, Transfer · FHA Mortgage VILLAGE CAPITAL & INVESTMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021
Deed Sale	Nov 24, 2021
Deed Document Number	202116423
Prior Transfer Date	Nov 10, 2021
Prior Transfer Doc	0000006423
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	620 4TH ST, SLOAN, IA 51055-7763
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 4TH ST, SLOAN, IA 51055-7763

Mortgage

Document Number	0000002998
Date	Mar 24, 2026
Instrument	2026-02998

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 13, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODBURY IA
Recording Date	Nov 24, 2021
Property Address	620 4TH ST, SLOAN, IA 51055-7763
Document Number	0000006423
Instrument Date	Nov 10, 2021
Instrument	2021-16423
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 4TH ST, SLOAN, IA 51055-7763

Mortgage

Document Number	0000006426
Date	Nov 24, 2021
Instrument	2021-16426

Lender

Name	VILLAGE CAPITAL & INVESTMENT
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 620 4th St was $1,108.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sloan City
Unified School District	Westwood Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00	$91,250 Land $9,910 Building $81,340	$91,250 Land $9,910 Building $81,340
2023	$1,066.00 (+1.72%)	$82,020 Land $9,830 Building $72,190	$82,020 Land $9,830 Building $72,190
2022	$1,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 4th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOAN WATER SUPPLY serves 1,042 people · EPA ID IA9780059
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable · Fiber	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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