St. Louis County property record for 620 4th St NE, Chisholm, MN 55719
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,288 sqft · built 1910 |
| Lot Size | 0.367 acres (15,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,500 (Mar 2010) |
| Tax Bill | $1,882 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-0120-01280 |
| Primary APN | 020-0120-01280 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,288 sqft Gross Area |
| 1st Floor Area | 644 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,985 sqft (0.367 acres) |
| Garage Area | 1,612 sqft |
| Deck Area | 36 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 897684 |
|---|---|
| Street Address | 620 4TH ST NE |
| City | CHISHOLM |
| State | MN |
| Zip | 55719-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 24 THRU 28 SERIAL # |
| Legal Subdivision | LAKEVIEW ADDITION TO CHISHOLM |
| Legal Block | 4 |
| Legal Lot Number | 24-28 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | CHISHOLM |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 12600 |
620 4th St NE is owned and occupied by an individual who bought it in March 2010.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 4TH ST NE, CHISHOLM, MN 55719-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2010 · Amount on File |
| Deed Sale | Mar 24, 2010 · Amount on File |
| Prior Sale | Mar 30, 2006 · Amount on File |
| Deed Document Number | 2010882520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 620 4TH ST NE, CHISHOLM, MN 55719-1313 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 620 4TH ST NE, CHISHOLM, MN 55719-1313 |
| Document Number | 0001099515 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 1099515 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 620 4TH ST NE, CHISHOLM, MN 55719-1313 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001075113 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 1075113 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
The 2026 property tax bill for 620 4th St NE was $1,882 with a homeowner's exemption, up 8.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Chisholm City |
| County | St. Louis County |
| Unified School District | Chisholm Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,882.00 (+8.79%) Homeowner's exemption | ||
| 2025 | $1,730.00 (+3.22%) Homeowner's exemption | $171,300 (+34.46%) Land $10,800 Building $160,500 | $171,300 (+34.46%) Land $10,800 Building $160,500 |
| 2024 | $1,676.00 | $127,400 Land $10,800 Building $116,600 | $127,400 Land $10,800 Building $116,600 |
| 2022 | $97,100 Land $8,400 Building $88,700 | $97,100 Land $8,400 Building $88,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 4th St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 620 4th St NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Chisholm serves 4,940 people · EPA ID MN1690007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Northern Wireless Media Fixed Wireless | 100 / 40 |
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