Manatee County property record for 620 48th St W, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1984 |
| Lot Size | 0.277 acres (12,066 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Mar 2025) |
| Tax Bill | $4,518 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage May 2018 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 23615-0000-8 |
| Primary APN | 23615-0000-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,160 sqft |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,066 sqft (0.277 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
| Porch | Screened Porch |
| Porch Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 620 48TH ST W |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-8749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-6 |
| Legal Description | LOTS 894,895,896 PALMETTO POINT SUB PI#23615.0000/8 |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 02 |
| Legal Subdivision | PALMETTO POINT |
| Legal Tract | 02318000 |
| Legal Lot Number | 894 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1404 |
620 48th St W is owned and occupied by an individual who bought it in March 2025.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 48TH ST W, PALMETTO, FL 34221-8749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| May 10, 2018 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2025 · Amount on File |
| Deed Sale | Mar 3, 2025 · Amount on File |
| Prior Sale | May 26, 2023 · Amount on File |
| Deed Document Number | 202526531 |
| Prior Transfer Date | Apr 30, 2014 |
| Prior Transfer Doc | 0025193252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | May 26, 2023 |
| Property Address | 620 48TH ST W, PALMETTO, FL 34221-8749 |
| Document Number | 0041056435 |
| Map Reference | MB 8 PG 124 |
| Instrument Date | May 24, 2023 |
| Instrument | 202341056435 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,772.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4912 COMMONWEALTH RD, PALMETTO, FL 34221-8768 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 620 48TH ST W, PALMETTO, FL 34221-8749 |
| Document Number | 0041056436 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 202341056436 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 620 48TH ST W, PALMETTO, FL 34221-8749 |
| Document Number | 0027385852 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 620 48TH ST W PALMETTO FL 342218749, PALMETTO, FL 34221-8749 |
| Document Number | 0027385852 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 002738/005852 |
| Instrument | 41073442 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2048 |
| Rate | 3.75% |
|---|
The 2025 property tax bill for 620 48th St W was $4,518, down 4.1% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $304,501 (-0.58%) Land $74,906 Building $229,595 | $304,501 (-0.58%) Land $74,906 Building $229,595 | |
| 2025 | $4,518.00 (-4.12%) | $306,268 Land $74,906 Building $231,362 | $306,268 Land $74,906 Building $231,362 |
| 2024 | $4,712.00 (+193.22%) | ||
| 2023 | $1,607.00 (+3.74%) Homeowner's exemption | $137,315 (+3%) | $290,069 (+21.29%) Land $74,906 Building $215,163 |
| 2022 | $1,549.00 Homeowner's exemption | $133,316 | $239,154 Land $52,500 Building $186,654 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 620 48th St W in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 344 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 344 in force |
| Nearby Flood Claims | 242 (1981–2025) |
| Claims Outside the SFHA | 5 of 242 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 620 48th St W has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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