620 3rd St, Oviedo, FL 32765 Property Records

Seminole County property record for 620 3rd St, Oviedo, FL 32765

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.059 acres (2,576 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Aug 2005)
Tax Bill	$351 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-21-31-514-0000-0290`

Property Details

APN / Parcel Number

Primary APN	`10-21-31-514-0000-0290`
Alternative APN	`21311051400000290`

Exterior

Lot Area	2,576 sqft (0.059 acres)
Lot Dimensions	92 ft deep x 28 ft wide

Location & Zoning

Street Address	620 3RD ST
City	OVIEDO
State	FL
Zip	32765-8026
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R2
Legal Description	LOT 29 & N 1/2 OF VACD ALLEY ADJ ON S MILTON SQUARE PB 3 PG 36
Legal Range	31E
Legal Township	21S
Legal Section	10
Legal Subdivision	MILTON SQUARE
Legal Tract	514
Legal Lot Number	29
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1062
Census Tract	21311

Owner

Source: Seminole County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	656 LAKE MILLS RD, CHULUOTA, FL 32766-9645
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2005 · Amount on Record
Deed Sale	Aug 9, 2005 · Amount on Record
Prior Sale	May 30, 2003 · Amount on Record
Deed Document Number	2005135377
Deed Book / Page	5850 / 559
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3RD ST, OVIEDO, FL 32765
Document Number	0094900904
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2544 CONNECTION PT OVIEDO FL 327659086, OVIEDO, FL 32765-9086

Mortgage

Document Number	0094900904
Date	Dec 3, 2019
Book Page	009490/000904
Instrument	131157

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$351.00 (-13.76%)	$20,966 (-5%) Land $20,966	$20,966 (-5%) Land $20,966
2023	$407.00 (+27.99%)	$41,933 (+5%)	$41,933 (+5%) Land $41,933
2022	$318.00	$27,955 Land $27,955	$27,955 Land $27,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	20 (2001–2024)
Claims Outside the SFHA	15 of 20
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Ian, Sep 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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