620 3rd St, Hot Springs, AR 71913 Property Records

Garland County property record for 620 3rd St, Hot Springs, AR 71913

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,036 sqft · built 1940
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$34,000 (Sep 2019)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Aug 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300-06419-000`

Property Details

APN / Parcel Number

Primary APN	`300-06419-000`
Alternative APNs	`1070410.0` `50501`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1940
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	150 ft deep x 45 ft wide
Driveway	Driveway
Driveway Area	96 sqft
Porch	Enclosed Porch
Porch Area	314 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1070410.0
Street Address	620 3RD ST
City	HOT SPRINGS
State	AR
Zip	71913-3915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SW
Legal Range	19W
Legal Township	03S
Legal Section	05
Legal Subdivision	W UNPLATTED HOT SPRINGS
Legal Lot Number	12
Jurisdiction	GARLAND AR
Township / Civil Division	HOT SPRINGS
Census Block Group	2
Census Block	2045
Census Tract	11400

Owner

620 3rd St is owned and occupied by an individual who bought it in September 2019.

Source: Garland County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	620 3RD ST, HOT SPRINGS, AR 71913-3915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANCORP BANK
Aug 3, 2017	Loan Modification, Mortgage BANK OF THE OZARKS
Aug 3, 2017	Loan Modification, Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2019 · Amount on File
Deed Sale	Sep 17, 2019 · Amount on File
Prior Sale	Jul 8, 2011 · Amount on File
Deed Document Number	0040860919
Deed Book / Page	4086 / 0919
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Sep 17, 2019
Property Address	620 3RD ST, HOT SPRINGS, AR 71913-3915
Document Number	0040860919
Book / Page	4086 / 0919
Instrument Date	Sep 16, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GARLAND COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 WHIPPOORWILL RD, 325, STORY, AR 71970-8175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 3RD ST, HOT SPRINGS, AR 71913-3915

Mortgage

Document Number	0004086922
Date	Sep 17, 2019
Instrument	4086/922

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 16, 2024

Interest

Rate Type	Adjustable Rate

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARLAND AR
Property Address	620 3RD ST, HOT SPRINGS, AR 71913-3915
Document Number	0038890778
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	325 WHIPPOORWILL RD STORY AR 719708175, STORY, AR 71970-8175

Mortgage

Document Number	0038890778
Date	Oct 16, 2017
Book Page	003889/000778

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	HOT SPRINGS, AR 71901

Agreement

Term	84 Months
Due	Oct 15, 2024

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARLAND AR
Property Address	620 3RD ST, HOT SPRINGS, AR 71913-3915
Document Number	0038710935
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	325 WHIPPOORWILL RD STORY AR 719708175, STORY, AR 71970-8175

Mortgage

Document Number	0038710935
Date	Aug 15, 2017
Book Page	003871/000935

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	HOT SPRINGS, AR 71901

Agreement

Term	84 Months
Due	Aug 14, 2024

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Municipality	Hot Springs City
Unified School District	Hot Springs School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$8,450 Land $1,400 Building $7,050
2023	Homeowner's exemption	$8,450 Land $1,400 Building $7,050	$42,250 Land $7,000 Building $35,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2008–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wireless ETC.

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