620 3rd St, Fairport Harbor (Painesville), OH 44077 Property Records

Lake County property record for 620 3rd St, Fairport Harbor, OH 44077

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 680 sqft · built 1915
Lot Size	0.14 acres (6,107 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,889 (2023)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-A-011-B-00-021-0`

Property Details

APN / Parcel Number

Primary APN	`14-A-011-B-00-021-0`
Alternative APN	`B 1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	680 sqft Living Area
Gross Area	780 sqft
1st Floor Area	630 sqft
Basement Area	50 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,107 sqft (0.14 acres)
Lot Dimensions	165 ft deep x 37 ft wide
Garage Area	1 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	66 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	620 3RD ST
City	FAIRPORT HARBOR
State	OH
Zip	44077-5736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 2 TRACT 4
Legal Subdivision	THE BACON SUBDIVISION
Legal Tract	4
Legal Block	3
Legal Lot Number	2
Jurisdiction	LAKE OH
Township / Civil Division	PAINESVILLE
Census Block Group	3
Census Block	3000
Census Tract	204000

Owner

620 3rd St is owned and occupied by two individuals who acquired it in March 2025.

Source: Lake County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 3RD ST, FAIRPORT HARBOR, OH 44077-5736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025
Deed Sale	Mar 25, 2025
Prior Sale	Jun 27, 2014 · Amount on File
Deed Document Number	20255517
Prior Transfer Date	Mar 18, 2025
Prior Transfer Doc	0000005517
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Sep 18, 2026
Property Address	620 3RD ST, FAIRPORT HARBOR, OH 44077-5736
Document Number	0000021394
Instrument Date	Sep 11, 2026
Instrument	202621394
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 3RD ST, FAIRPORT HARBOR, OH 44077-5736

Mortgage

Document Number	0000021394,
Date	Sep 18, 2026
Instrument	202621394

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 7, 2046

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Painesville Township
Municipality	Fairport Harbor Village
Unified School District	Fairport Harbor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,070 Land $14,190 Building $28,880	$123,060 Land $40,550 Building $82,510
2023	$3,889.00 (+86.97%) Homeowner's exemption	$30,230 (-) Land $12,080 Building $18,150
2022	$2,080.00 Homeowner's exemption	$30,230 Land $12,080 Building $18,150
2021			$86,370 Land $34,510 Building $51,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 620 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20