620 26th Ave, Sheldon, IA 51201 Property Records

O'Brien County property record for 620 26th Ave, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,568 sqft · built 2021
Lot Size	0.376 acres (16,388 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,302 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0048450200`

Property Details

APN / Parcel Number

Primary APN	`0048450200`
Alternative APN	`0000484502`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Basement Area	1,568 sqft
Finished Basement	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	16,388 sqft (0.376 acres)
Lot Dimensions	149 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	1,104 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	620 26TH AVE
City	SHELDON
State	IA
Zip	51201-1769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF LOT 2 OF BLK 6 EXC N 50 & THE THIRD REPLAT OF OUTLOT 1 SCHEMPER ADD LOT 3 BLK 5
Legal Subdivision	SCHEMPER ADD
Legal Block	6,5
Legal Lot Number	2
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	1
Census Block	1029
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 26TH AVE, SHELDON, IA 51201-1769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Aug 26, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	620 26TH AVE, SHELDON, IA 51201-1769
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003085
Date	Oct 30, 2020
Instrument	2020-03085

Lender

Name	PEOPLES BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 18, 2021

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	620 26TH AVE, SHELDON, IA 51201-1769
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102620
Date	Sep 2, 2021
Instrument	2021-02620

Lender

Name	PEOPLES BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	620 26TH AVE, SHELDON, IA 51201-1769
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 26TH AVE, SHELDON, IA 51201-1769

Mortgage

Document Number	0020231730
Date	Aug 17, 2023
Instrument	2023-1730

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Aug 26, 2024
Property Address	620 26TH AVE, SHELDON, IA 51201-1769
Document Number	0020241843
Map Reference	INST 2007-1280
Instrument Date	Aug 16, 2024
Instrument	2024-1843
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 26TH AVE, SHELDON, IA 51201-1769

Mortgage

Document Number	0020241846
Date	Aug 27, 2024
Instrument	2024-1846

Lender

Name	AMERICAN STATE BANK
Type	Bank
Address	525 N MAIN AVE, SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,302.00 (+28.93%)	$413,020 (+34.53%) Land $36,470 Building $376,550	$413,020 (+34.53%) Land $36,470 Building $376,550
2024	$4,888.00 (+16.44%)
2023		$307,020 (+25.06%) Land $32,540 Building $274,480	$307,020 (+25.06%) Land $32,540 Building $274,480
2022	$4,198.00	$245,490 Land $28,050 Building $217,440
2021			$245,490 Land $28,050 Building $217,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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