Pulaski County property record for 620 1st St, Mounds, IL 62964
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,200 sqft · built 1920 |
| Lot Size | 0.2 acres (8,723 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| APN | 07-15-441-004 |
| Primary APN | 07-15-441-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 1,200 sqft Building Perimeter |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 8,723 sqft (0.2 acres) |
| Street Address | 620 1ST ST |
|---|---|
| City | MOUNDS |
| State | IL |
| Zip | 62964-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT0004 BK041 THISTLEWOOD SIXTH ADDITION LOT 3 BK/PG 169-703, 288-107 |
| Legal Subdivision | THISWOOD 5 |
| Legal Lot Number | 3-4 |
| Jurisdiction | PULASKI IL |
| Township / Civil Division | MOUNDS |
| Census Block Group | 2 |
| Census Block | 2080 |
| Census Tract | 971100 |
620 1st St is owned and occupied by an individual.
Source: Pulaski County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 1ST ST, MOUNDS, IL 62964-1212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PULASKI IL |
| Recording Date | Jul 6, 2026 |
| Property Address | 620 1ST ST, MOUNDS, IL 62964-1212 |
| Document Number | 0000000357 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026357 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 620 1ST ST, MOUNDS, IL 62964-1212 |
| Document Number | 0000000357, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 2026357 |
| Name | SOUTHERN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 25, 2036 |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
Source: Pulaski County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Pulaski County |
| Municipality | Mounds City |
| Unified School District | Meridian Community Unit School District 101 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,396 (+25.2%) Land $327 Building $12,069 | $37,188 (+25.2%) Land $981 Building $36,207 | |
| 2024 | Senior Citizen's exemption | $9,901 Land $261 Building $9,640 | $29,703 Land $783 Building $28,920 |
| 2022 | Senior Citizen's exemption | $8,957 Land $236 Building $8,721 | $26,871 Land $708 Building $26,163 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 620 1st St; there have been 6 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (2001–2026) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 1st St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNDS serves 1,011 people · EPA ID IL1530150 |
|---|---|
| Water Source | Purchased groundwater from SOUTHWATER INC |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ClearWave, Conexon Connect.
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