620 15th Ave S, Apt 89, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 620 15th Ave S, Apt 89, Surfside Beach, SC 29575

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,008 sqft · built 1986
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (Dec 2025)
Tax Bill	$743 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`462-12-02-0127`

Property Details

APN / Parcel Number

Primary APN	`462-12-02-0127`
Alternative APN	`1950360056`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871 sqft (0.02 acres)
Porch	Slab
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	620 15TH AVE S, 89
City	SURFSIDE BEACH
State	SC
Zip	29575-3032
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	OCEAN PINES PH V SEC A; LT 89 BL 20
Legal Subdivision	OCEAN PINES PH V
Legal Lot Number	89
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2007
Census Tract	51202

Owner

620 15th Ave S, Apt 89 is owned by an individual who bought it in December 2025.

Source: Horry County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1161 CONFEDERATE RD, LINCOLNTON, NC 28092-9091
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE
Dec 2, 2025	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE
Sep 11, 2020	Deed of Trust, Mortgage · FHA Mortgage GATEWAY MTG
Apr 3, 2018	Warranty Deed, Transfer · FHA Mortgage GATEWAY MTG GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	Apr 3, 2018 · Amount on File
Deed Document Number	2025132295
Deed Book / Page	5019 / 786
Prior Transfer Date	Sep 27, 2003
Prior Transfer Doc	2674/0422
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	620 15TH AVE S APT 89, 89, SURFSIDE BEACH, SC 29575-3032
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 15TH AVE S, SURFSIDE BEACH, SC 29575-3032

Mortgage

Document Number	68410000002393
Date	Oct 25, 2024
Book Page	0000006841/0000002393
Instrument	2024000118577

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Dec 2, 2025
Property Address	620 15TH AVE S APT 89, 89, SURFSIDE BEACH, SC 29575-3032
Document Number	0050190786
Book / Page	5019 / 786
Instrument Date	Dec 1, 2025
Instrument	2025000132295
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 CONFEDERATE RD, LINCOLNTON, NC 28092-9091

Mortgage

Document Number	0069781713
Date	Dec 2, 2025
Instrument	6978/1713

Lender

Name	CHURCHILL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	620 15TH AVE S APT 89, 89, SURFSIDE BEACH, SC 29575-3032
Document Number	6266/0031
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 15TH AVE S SURFSIDE BEACH SC 295753032, SURFSIDE BEACH, SC 29575-3032

Mortgage

Document Number	6266/0031
Date	Sep 16, 2020
Book Page	006266/000031

Lender

Name	GATEWAY MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Apr 3, 2018
Property Address	620 15TH AVE S APT 89, 89, SURFSIDE BEACH, SC 29575-3032
Document Number	4095/2388
Book / Page	004095 / 002388
Instrument Date	Apr 3, 2018
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 15TH AVE S SURFSIDE BEACH SC 295753032, SURFSIDE BEACH, SC 29575-3032

Mortgage

Document Number	5977/0106
Date	Apr 3, 2018
Book Page	005977/000106

Lender

Name	GATEWAY MTG GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 620 15th Ave S, Apt 89 was $743.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$743.00		$276,352 (-) Land $140,000 Building $136,352
2024	$743.00 (+10.24%)	$11,054 (+86.72%) Land $5,600 Building $5,454	$276,352 (+86.72%) Land $140,000 Building $136,352
2023	$674.00	$5,920 Land $1,200 Building $4,720	$148,000 Land $30,000 Building $118,000
2021	$656.00	$5,920 Land $1,200 Building $4,720	$148,000 Land $30,000 Building $118,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 15th Ave S, Apt 89 in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	263 (1979–2024)
Claims Outside the SFHA	25 of 263
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Matthew, Oct 2016 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 40 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 15th Ave S, Apt 89 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: HTC, T-Mobile.

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