620 14th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 620 14th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Vacant Land
Lot Size	0.653 acres (28,463 sqft)
Owner	Company Name on File
Last Sale	$2,500,000 (Aug 2023)
Tax Bill	$2 (2023)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-44695-0000`

Property Details

APN / Parcel Number

Primary APN	`82-44695-0000`

Exterior

Lot Area	28,463 sqft (0.653 acres)
Lot Width	80 ft Width

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	620 14TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-5511
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R3
Legal Description	LOTS 7, 8, 9, 10, 11, AND 12 BLK 34 BROTT & SMITH'S ADD SECTION 13 TOWNSHIP 124 RANGE 028 BROTT & SMITH'S ADD SECTION 13
Legal Range	28W
Legal Township	124
Legal Section	13
Legal Subdivision	BROTT SMITHS ADD
Legal Block	34
Legal Lot Number	7-11
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1007
Census Tract	304

Owner

Source: Stearns County assessment roll, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	107 FLOWERFIELD, IRVINE, CA 92602-1886
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage BERKELEY POINT CAPITAL
Aug 31, 2023	Warranty Deed, Transfer
Oct 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Oct 13, 2017 · Amount on Record
Deed Document Number	20231569746
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Apr 2, 2026
Property Address	620 14TH ST S, SAINT CLOUD, MN 56301-5511
Document Number	0001710651
Instrument Date	Mar 31, 2026
Instrument	20261710651
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	107 FLOWERFIELD, IRVINE, CA 92602-1886

Mortgage

Document Number	0001710651,
Date	Apr 2, 2026
Instrument	20261710651

Lender

Name	BERKELEY POINT CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Apr 1, 2033

Interest

Rate	5.73%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 31, 2023
Property Address	620 14TH ST S, SAINT CLOUD, MN 56301-5511
Document Number	00A1659229
Instrument Date	Aug 14, 2023
Instrument	A1659229
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FLOWERFIELD, IRVINE, CA 92602-1886

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 13, 2017
Property Address	620 14TH ST S, SAINT CLOUD, MN 56301-5511
Document Number	00A1506779
Instrument Date	Oct 12, 2017
Instrument	A1506779
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$7,003.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2405, SAINT CLOUD, MN 56302-2405

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100 (-) Land $100	$100 (-) Land $100
2023	$2.00	$100 Land $100	$100 Land $100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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